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Comparing Traditional Business Lenders and Online Business Lenders

When business lenders talk about the “transformation” or “evolution” of their industry, they are mostly referring to the rise of online business lenders. It sometimes seems like a new online business lender pops up every day. They typically offer the same programs as traditional business lenders (banks, credit unions) but with one or two major […]

4 Most Important Financial Documents For Your Small Business

One universal sign of a responsible small business owner is a perpetual awareness of the business’s financial health. Responsible (and more likely than not, successful) business owners determine what’s working and what’s not by regularly examining a series of financial statements or accounting reports. Maintaining this habit also allows them to keep their records updated […]

What To Do If You’ve Been Rejected For A Bank Loan

It doesn’t matter how much the business financing industry has evolved or how many options there are today. Getting rejected for a bank loan is a huge, huge blow. You’ve probably spent the past few months gathering paperwork, meeting with your accountant, and composing an expansive business plan only to find out all this work […]

Highlights From Jared Weitz’s Speech At DeBanked Conference In San Diego

Last May, The Small Business Finance Association announced the creation of the SFBA Broker Council. To quote PR newswire, this new initiative aims to bring together “responsible brokers that serve small businesses to focus on creating best practices.” Among the 3 co-chairs selected to lead the SFBA Broker Council was none other than United Capital […]

Here’s Everything You Need To Do If You’re Considering A Small Business Loan

You’re ready to begin your journey for a small business loan, but there’s one problem: Every online article you read about what to do says something different. Should you start by compiling financial documents, researching requirements, or contacting potential business lenders? You’ve already done something right by wanting to be prepared. The more time you […]

How To Decide Which Business Lender Is Right For You

One of the main reasons applying for a small business loan is seen as such a confusing, stressful process is the fact that every business lender is different. It’s not uncommon for a borrower to have to speak with multiple business lenders before being approved. After figuring out which type of small business loan makes […]

4 Dangerous Business Mistakes You Can Avoid With Small Business Loans

Business owners who are contemplating whether or not to pursue small business loans are often encouraged to ask themselves a number of questions. The point of this is to consider the alternative: What would happen if you chose not to apply? It’s easy to answer this question when you are taking out a small business […]

4 Overlooked Factors That Play A Huge Role In Your Approval For An SBA Loan

The general requirements for an SBA Loan from a bank are relatively universal. Virtually every business owner knows you need to have a perfect credit score, high revenue, strong profitability, at least two years in business, and the ability to provide collateral. These requirements are basically common sense to anyone who has done just a […]

5 Things You Probably Didn’t Know About Bank Loans

A Google search about small business loans from banks will yield countless articles about what you need to qualify. Odds are, this is mostly information you already know. You know you need strong cash flow, a flawless personal credit score, collateral, a business plan, etc. It’s safe to say that most previous bank loan applicants […]

3 Tips For Young Businesses Considering Small Business Loans

One of the many differences between banks and alternative business lenders is that the latter doesn’t only work with well-established businesses. At United Capital Source, we fund businesses that have been open for a mere six months, compared to a year for most other online lenders. Business lenders do this so they can work with […]