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In a recent research study from the National Federation of Independent Business, it was found that 64% of small businesses reported having invoices that went unpaid for at least 60 days, and 20% said delinquencies were getting worse. In fact, the majority of small business owners cite cash flow as their number one challenge.

At United Capital Source, we hear this everyday as we continue to fund America’s small business. Providing merchant cash advances to small business for amounts of $25,000 to $100,000 can ease these cash flow issues that often cripple small business.

According to the Small Business Administration, healthy companies should have somewhere between https://www.sba.gov/blogs/managing-small-business-cash-flow-answers-10-commonly-asked-questions 3 to 6 months of cash reserves on hand at all times—this is a lot easier said than done, particularly when clients routinely delay paying their invoices.

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