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United Capital Source’s #1 goal is customer satisfaction. We pride ourselves on delivering a great client experience. Below is a recent success story from one of our clients.


Tony Minshall, owner of a sewer & drain service business


The construction and contracting business has been getting its groove back, which is making the field more competitive. Tony wanted to expand his business with a new, aggressive marketing and advertising campaign. That costs money. Money he couldn’t take away from his operating expenses. He was making payments on earlier small business loans to cover the day-to-day, but wasn’t quite far along enough to qualify for a renewal.

Tony needed extra funding for his business without adding to his repayment burden or risking his working capital.


Even though he technically wasn’t yet eligible for a business loan renewal discount, since he hadn’t made enough payments, UCS account exec Aaron Gower got him approved through an early renewal program for double the amount of his original financing amount.

With the new business loan, Tony paid off the outstanding loan and got the extra cash for his marketing campaign. Without having Tony borrow more than his business needed or could afford, Aaron got Tony enough cash to protect his operations while investing in business expansion.

The renewal small business loan program also came at a lower effective rate than his earlier business loan. The new business loan had a repayment term 30% longer, which kept Tony’s daily payments smaller and easier to manage.


Aaron describes working with Tony as a “smart business owner who knows the ebbs and flows of his business. Working with someone who understands the nature of their industry always makes things easier for us. We shared a mutual respect for each other’s work ethic and attention to detail.”

Knowing Tony’s business and working with him for the past couple years helpedAaron put together a business loan program that suited Tony’s particular circumstances. Smart structuring of the new loan program let Tony get the other business loan off his books, protect his cash flow by lowering his repayments, and fund his marketing initiatives. Not a bad day’s business for anyone.


“Words can’t express how much this company has helped with my capital needs for business. I would recommend them to anybody that is trying to run a business today with the banks and their limitations today. You’re a big help, thank you so much.”

At United Capital Source, we have provided over $500 million of small business loans to thousands of businesses from a wide range of industries. As banks continue to make it difficult for businesses to source business funding quickly, we provide you with the cash you need to operate your business.

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