You Only Need 3 Months Of Bank Statements!

United Capital Source specializes in business loans for bad credit. Yes you've read correcty, we qualify you for a small business loan even if you have bad credit! Unlike traditional lending institutions, we only evaluate the last 3 months of bank statements — not the personal credit history of the business owners.

Because we were also once a small business, we feel your pain. We take a human approach to sensitive issues such as poor credit history. In fact, we feel so strongly about helping others in need, it's embedded in our core values and mission. We understand first-hand the challenges (and excitement) of building a business. We strive to keep things transparent and simple with our 3-step process. We don't want you to waste hours (let alone days!) applying for a loan and getting funding. 

Our small business loan process takes only these 3 easy steps:

Step 1: Call 855.933.8638 or email 
Our friendly team of loan managers help you apply for a bad credit business loan.

Step 2: Complete a 1-page merchant loan application form
You fill out a simple 1-page application with business details such as: business loan amount, average credit card volume and gross sales per month, type of business, Fico score and business references. Our 1-page form can take as little as 5 minutes to do!

Step 3: Get funded within a few business days of application submission
We work closely with you so you can receive funds in a few business days after completing your application.