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Three Ways To Prepare Your Small Business For A Sudden Crisis

An unfortunate reality of owning a small business is having to prepare for the worst. This is a primary difference between businesses that succeed and those that fail. The latter group prioritized the need for security and took measures to minimize the likelihood of an industry-related crisis as much as possible. Even if such an […]

How The Government Shutdown Is Affecting SBA Loans

As of today, the United States government has been partially shut down for 25 days. Most federal agencies are either short-staffed or almost completely inactive. Among the latter is the Small Business Administration (SBA), which usually distributes approximately 200 business loans and 120 commercial property loans per day. That comes out to around $200 million […]

Should You Take Out A Small Business Loan? Here’s How To Decide

It’s often said that the hardest part about taking out a small business loan is the wealth of decisions you have to make before filing an application. Chief among these decisions is whether or not taking out a small business loan at this specific time is undeniably a good idea. There’s so many factors to […]

Comparing Traditional Business Lenders and Online Business Lenders

When business lenders talk about the “transformation” or “evolution” of their industry, they are mostly referring to the rise of online business lenders. It sometimes seems like a new online business lender pops up every day. They typically offer the same programs as traditional business lenders (banks, credit unions) but with one or two major […]

4 Most Important Financial Documents For Your Small Business

One universal sign of a responsible small business owner is a perpetual awareness of the business’s financial health. Responsible (and more likely than not, successful) business owners determine what’s working and what’s not by regularly examining a series of financial statements or accounting reports. Maintaining this habit also allows them to keep their records updated […]

What To Do If You’ve Been Rejected For A Bank Loan

It doesn’t matter how much the business financing industry has evolved or how many options there are today. Getting rejected for a bank loan is a huge, huge blow. You’ve probably spent the past few months gathering paperwork, meeting with your accountant, and composing an expansive business plan only to find out all this work […]

Highlights From Jared Weitz’s Speech At DeBanked Conference In San Diego

Last May, The Small Business Finance Association announced the creation of the SFBA Broker Council. To quote PR newswire, this new initiative aims to bring together “responsible brokers that serve small businesses to focus on creating best practices.” Among the 3 co-chairs selected to lead the SFBA Broker Council was none other than United Capital […]

Here’s Everything You Need To Do If You’re Considering A Small Business Loan

You’re ready to begin your journey for a small business loan, but there’s one problem: Every online article you read about what to do says something different. Should you start by compiling financial documents, researching requirements, or contacting potential business lenders? You’ve already done something right by wanting to be prepared. The more time you […]

How To Decide Which Business Lender Is Right For You

One of the main reasons applying for a small business loan is seen as such a confusing, stressful process is the fact that every business lender is different. It’s not uncommon for a borrower to have to speak with multiple business lenders before being approved. After figuring out which type of small business loan makes […]

4 Dangerous Business Mistakes You Can Avoid With Small Business Loans

Business owners who are contemplating whether or not to pursue small business loans are often encouraged to ask themselves a number of questions. The point of this is to consider the alternative: What would happen if you chose not to apply? It’s easy to answer this question when you are taking out a small business […]