See which funding programs best
fit you and your business Small Business Loan
Options:
Merchant Cash
Advance
Merchant cash advances let you repay a fixed percentage of daily sales transactions until the advance is paid back to the lender in full. MCA's are available for small businesses that accept credit card payments.
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MAX FUNDING AMOUNT
$5,000 to $1 million
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FACTOR RATES
Starting at 1.09%
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TERM
3 – 18 months
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SPEED
1-2 Business days
Business Line of
Credit
Business Lines Of Credit allow you to have access to funds as you need them and only pay interest on what you draw.
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MAX FUNDING AMOUNT
$1,000 to $450,000
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INTEREST RATES
Starting at 1% p/mo
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TERM
Up to 18 months
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SPEED
1-3 Business days
SBA 7a, 504 Loans &
SBA Marketplace Loans
SBA 7a, 504 Loans are small business loans guaranteed by the SBA and issued by participating lenders. They are generally secured by Real Estate. In contrast, SBA Marketplace Loans are secured by the business and the personal guarantor.
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MAX FUNDING AMOUNT
$50,000 to $10 million
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INTEREST RATES
Starting at 3.75%
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TERM
3 – 25 years
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SPEED
3-5 Weeks
Receivables/Invoice
Factoring
Factoring is a financial transaction and a type of debtor finance. A business sells its accounts receivable (i.e., invoices) to a third party (called a factor) at a discount. It is then paid back each time an invoice comes in.
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MAX FUNDING AMOUNT
$10,000 to $10 million
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INTEREST RATES
Starting at 1% p/mo
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TERM
Up to 24 months
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SPEED
1-2 Weeks
Business Term
Loans
A Business Term Loan is a loan given at a fixed term and rate. Our lender network offers small business loans with many different repayment methods.
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MAX FUNDING AMOUNT
$10,000 to $5 million
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INTEREST RATES
Starting at 5%
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TERM
3 months – 10 years
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SPEED
1-3 Business days
Revenue Based Business
Loans
Revenue based business loans are based on the amount of total monthly sales you make. In some cases, this program will help more than a merchant cash advance on credit card sales.
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MAX FUNDING AMOUNT
$10,000 to $5 million
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INTEREST RATES
Starting at 1% p/mo
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TERM
3 months – 10 years
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SPEED
1-3 Business days
Business Loans for
Women
United Capital source celebrates women entrepreneurs by helping them find business financing products to fit their needs.
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MAX FUNDING AMOUNT
$10,000 to $5 million
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INTEREST RATES
Starting at 9%
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TERM
3 months – 10 years
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SPEED
1-3 Business days
Bad Credit Business
Loans
UCS understands that past credit problems aren't relevant to the current performance of your business. If your business is performing well, chances are our lender network has the right funding program, even if you have less than perfect credit.
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MAX FUNDING AMOUNT
$10,000 to $5 million
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INTEREST RATES
Starting at 2% p/mo
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TERM
3 months – 10 years
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SPEED
1-3 Business days
Working Capital
Loans
When you need working capital to get you through a big project or for day to day business needs, our lender network has the right working capital program for your business.
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MAX FUNDING AMOUNT
$10,000 to $5 million
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INTEREST RATES
Starting at 1% p/mo
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TERM
3 months – 10 years
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SPEED
1-3 Business days
Equipment Financing
Our lender network offers many types of funding programs for equipment purchases. Many of our clients need to upgrade equipment regularly, and UCS is always there to help facilitate funding.
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MAX FUNDING AMOUNT
Up to $5 million per piece
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INTEREST RATES
Starting at 3.5%
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TERM
1 – 6 years
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SPEED
3-10 Business days
How to Apply for Small Business Loans
Through United Capital Source
Apply Online in a few minutes
Use our simple online application to submit a request for business funding. If you need any help along the way, just give us a call, chat or email.
Talk to an expert advisor on funding options that best suit your business needs
An expert, knowledgeable account executive will walk you through all the fine details and the requirements. This is to ensure you have all the info you need.
Finalize the application and get the funds sent to your business bank account
Once your funding has been approved & closed, the lender sends the funds to your account so you can start using it to grow your business.
Industry Experts
We know the ins & outs
of business funding.
We’re Available
Always willing to help even
after work or on weekends.
We’re here to answer your
questions. Contact us anytime:
Ready to grow your business?
We’ll find you the right program.
Complete a simple application in a few minutes
and see how much you qualify for.