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We’ll Find You the Best Business Loans Quickly & Easily.

Free Consultation – No Obligation

Customized Small Business Financing Options for Every Need

United Capital Source makes finding and getting the right business loans easy. Our clients enjoy a quick and streamlined process. They LOVE how we can obtain business loan approvals from our vast network of lenders, ranging from $1,000 to $10,000,000 — often in a few business days for most scenarios!

Unlike traditional banks, our lender network uses revolutionary merit-based underwriting systems that don’t rely so heavily on your personal credit score. That means a bad credit score is not necessarily a barrier to obtaining financing through our network. Explore the options below or call us at 855-WE-FUND-U for a FREE consultation with a business financing expert.

Business Line of Credit

Lines up to $1,000,000

Business Term Loans

Funding up to $5 million

Merchant Cash Advance

Funding up to $1 million

SBA Loans

Loans up to $5.5 million

Recivables/Invoice Factoring

Funding up to $10 million

Revenue-Based Financing

Funding up to $1 million

Business Loans for Women

Funding up to $10 million

Bad Credit Business Loans

Funding up to $5 million

Working Capital Loans

Funding up to $5 million

Equipment Financing

Loans up to $5 million per piece of equipment

Brex Corporate Card

Not credit driven w/ flexible repayment terms

Brex Cash (Bank Account)

Earn 3x Points. No Fees Ever

Employee Retention Tax Credit

Apply for your ERTC today!

Employee Retention Tax Credit Advance

Get advance on your ERTC within one to two weeks!

Thomas Corsaro was a huge help getting the funds I needed in a short amount of time. He is very responsive and happy to answer my questions. I would recommend him to secure funds for your business.
Bryan Horten

Free Consultation No Obligation

See which funding programs best fit you and your business

Business Line of Credit

Business lines of credit allow you to have access to funds as you need them and only pay interest on what you draw.

MAX FUNDING AMOUNT FUNDING AMOUNT
$1,000 to $1,000,000
FACTOR RATES
Starting at 1% p/mo
TERM
Up to 36 months
SPEED
1-3 Business days

Business Term Loans

A business term loan is a loan given at a fixed term and rate. Our lender network offers small business loans with many different repayment methods.

MAX FUNDING AMOUNT FUNDING AMOUNT
$10,000 to $5 million
FACTOR RATES
Starting at 1-4% p/mo
TERM
3 months – 5 years
SPEED
1-3 Business days

Merchant Cash Advance

Merchant cash advances let you repay a fixed percentage of daily sales transactions until the advance is paid back to the lender in full. MCA’s are available for small businesses that accept credit card payments.

MAX FUNDING AMOUNT FUNDING AMOUNT
$5,000 to $1 million
FACTOR RATES
Starting at 1-6% p/mo
TERM
3 – 24 months
SPEED
1-2 Business days

SBA 7a, 504 Loans & SBA Marketplace Loans

SBA 7a, 504 Loans are small business loans guaranteed by the SBA and issued by participating lenders. They are generally secured by Real Estate. In contrast, SBA Marketplace Loans are secured by the business and the personal guarantor.

MAX FUNDING AMOUNT FUNDING AMOUNT
$50,000 to $5.5 million
INTEREST RATES
Starting at Prime +2.75%
TERM
10 – 25 years
SPEED
8-12 Weeks

Receivables/Invoice Factoring

Factoring is a financial transaction and a type of debtor finance. A business sells its accounts receivable (i.e., invoices) to a third party (called a factor) at a discount. It is then paid back each time an invoice comes in.

MAX FUNDING AMOUNT FUNDING AMOUNT
$10,000 to $10 million
FACTOR RATES
Starting at 1% p/mo
TERM
Up to 24 months
SPEED
1-2 Weeks

Revenue Based Business Loans

Revenue based business loans are based on the amount of total monthly sales you make. In some cases, this program will help more than a merchant cash advance on credit card sales.

MAX FUNDING AMOUNT FUNDING AMOUNT
$10,000 to $1 million
FACTOR RATES
Starting at 1-6% p/mo
TERM
3 - 24 months
SPEED
1-2 Business days

Business Loans for Women

United Capital source celebrates women entrepreneurs by helping them find business financing products to fit their needs.

MAX FUNDING AMOUNT FUNDING AMOUNT
$1,000 to $10 million
RATES
Starting at Prime + 2.75%
TERM
3 months – 25 years
SPEED
Days-Weeks

Bad Credit Business Loans

UCS understands that past credit problems aren’t relevant to the current performance of your business. If your business is performing well, chances are our lender network has the right funding program, even if you have less than perfect credit.

MAX FUNDING AMOUNT FUNDING AMOUNT
$1,000 to $5 million
FACTOR RATES
Starting at 1-6% p/mo
TERM
3 months – 5 years
SPEED
1-3 Business days

Working Capital Loans

When you need working capital to get you through a big project or for day to day business needs, our lender network has the right working capital program for your business.

MAX FUNDING AMOUNT FUNDING AMOUNT
$1,000 to $5 million
FACTOR RATES
Starting at Prime +2.75%
TERM
3 months – 10 years
SPEED
1-3 Business days

Equipment Financing

Our lender network offers many types of funding programs for equipment purchases. Many of our clients need to upgrade equipment regularly, and UCS is always there to help facilitate funding.

MAX FUNDING AMOUNT FUNDING AMOUNT
Up to $5 million / piece
LEASE RATES
Starting at 3.5% (SBA)
TERM
1 – 10 years
SPEED
3-10 Business days

Employee Tax Retention Credit

If you’ve kept your employees through the pandemic, you may be eligible for the Employee Tax Retention Credit of up to $26,000 per employee. Apply today!

MAX FUNDING AMOUNT FUNDING AMOUNT
$26K per employee
FACTOR RATES
N/A
TERM
N/A
SPEED
6-12 Months

Employee Tax Retention Credit Advance

Waiting 6-12 months for approved ERTC funds may not be an option for all businesses. We can help get money from approved ERTC funds in your hands in 1-2 weeks! Apply today!

MAX FUNDING AMOUNT FUNDING AMOUNT
Up to $5 million
ADVANCE RATES
TBD
TERM
N/A
SPEED
1-2 Weeks

How to apply for business funding through UCS

1
Apply online in a few minutes

Use our simple online application to submit a request for business funding. If you need any help along the way, just give us a call, chat or email.

2
Get expert advice on loan options

An expert, knowledgeable account executive will walk you through all the fine details and the requirements. This is to ensure you have all the info you need.

3
Finalize your application & get funded!

Once your funding has been approved & closed, the lender sends the funds to your account so you can start using it to grow your business.

Ready to grow your business? See how much you qualify for:

    Current monthly sales deposit average to your business bank account?

    How much Working Capital would you like for your business?

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      Current monthly sales deposit average to your business bank account?

      How much Working Capital would you like for your business?

      At UCS, we understand the value of your time and want to ensure that your application has a great chance of approval. Please take note of the following details before applying:
      • To be eligible, it’s necessary to have a business bank account with a well-established U.S. bank such as Chase, Wells Fargo, Bank of America, Citibank, or other major banks. Unfortunately, online-based bank accounts like PayPal, Chime, CashApp, etc., are not permitted.
      • When describing your current average monthly sales deposits to your business bank account, please provide accurate information. Our approval process is based on your current business performance, and it’s essential to provide accurate details about your current sales in the first question on the application form. We cannot approve applications based on projected revenues after receiving funding.
      We appreciate your understanding and cooperation in ensuring a smooth and successful application process.
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      1500+ 5 star reviews

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