Business LoansCustomized Small Business Loan
Options for Every Need
United Capital Source makes getting business loans easy. Our clients enjoy a quick and streamlined process. They LOVE how we can obtain business loan approvals ranging from $5,000 to $10,000,000 — often in a few business days for most scenarios!
We use a revolutionary merit-based underwriting system that doesn’t rely so heavily on your personal credit score, unlike traditional banks. That means a bad credit score is not necessarily a barrier to obtaining financing. Explore our options below or call us at 855-WE-FUND-U for a free consultation with a business financing expert.
Small Business Loan
Options:
Merchant Cash Advance
Merchant cash advance loans let you repay a fixed percentage of daily sales transactions until the loan is paid back to the lender in full. These loans are available for small businesses that accept credit card payments.
Business Line of Credit
Business Lines Of Credit allow you to have access to funds as you need them and only pay interest on what you draw.
SBA 7a, 504 Loans & SBA Marketplace Loans
SBA 7a, 504 Loans are small business loans guaranteed by the SBA and issued by participating lenders, they are generally secured by Real Estate. In contrast, our SBA Marketplace Loans are secured by the business and the personal guarantor.
Receivables/Invoicing Factoring
Factoring is a financial transaction and a type of debtor finance in which a business sells its accounts receivable (i.e., invoices) to a third party (called a factor) at a discount, it is then paid back each time an invoice comes in.
Business Term Loans
A Business Term Loan is a loan given at a fixed term and rate. We offer small business loans with many different repayment methods.
Revenue Based Business Loans
Revenue based business loans are based on the amount of total monthly sales you make. In some cases this program will help more than a merchant cash advance on credit card sales.
Business Loans for Women
United Capital source celebrates women entrepreneurs with business financing products to fit their needs.
Bad Credit Business Loans
UCS understands that past credit problems aren’t relevant to the current performance of your business. If your business is performing well, chances are we’ve got the right funding program, even if you have less than perfect credit.
Working Capital Loans
When you need working capital to get you through a big project, or for day to day business needs, we’ve got the right working capital program for your business.
Franchise Financing
UCS offers many types of funding programs for franchises. Many of our clients have multiple locations and use us to renovate and expand.