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    Business Loans

    Customized Small Business Loan
    Options for Every Need

    United Capital Source makes finding and getting the right business loans easy. Our clients enjoy a quick and streamlined process. They LOVE how we can obtain business loan approvals from our vast network of lenders, ranging from $5,000 to $10,000,000 — often in a few business days for most scenarios!

    Unlike traditional banks, our lender network uses revolutionary merit-based underwriting systems that don’t rely so heavily on your personal credit score. That means a bad credit score is not necessarily a barrier to obtaining financing through our network. Explore the options below or call us at 855-WE-FUND-U for a FREE consultation with a business financing expert.

    Ready to grow your business? We have the
    right funding options for you.

    Apply Now

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      See which funding programs best
      fit you and your business Small Business Loan
      Options:

      Merchant Cash Advance

      Merchant Cash
      Advance

      Merchant cash advances let you repay a fixed percentage of daily sales transactions until the advance is paid back to the lender in full. MCA's are available for small businesses that accept credit card payments.

      • MAX FUNDING AMOUNT

        MAX FUNDING AMOUNT

        $7,500 to $1 million

      • FACTOR RATES

        FACTOR RATES

        Starting at 1.09%

      • TERM

        TERM

        3 – 18 months

      • SPEED

        SPEED

        1-2 Business days

      Business Line of Credit

      Business Line of
      Credit

      Business Lines Of Credit allow you to have access to funds as you need them and only pay interest on what you draw.

      • MAX FUNDING AMOUNT

        MAX FUNDING AMOUNT

        $1,000 to $250,000

      • FACTOR RATES

        INTEREST RATES

        Starting at 8%

      • TERM

        TERM

        Up to 18 months

      • SPEED

        SPEED

        1-3 Business days

      SBA Loans

      SBA 7a, 504 Loans &
      SBA Marketplace Loans

      SBA 7a, 504 Loans are small business loans guaranteed by the SBA and issued by participating lenders. They are generally secured by Real Estate. In contrast, SBA Marketplace Loans are secured by the business and the personal guarantor.

      • MAX FUNDING AMOUNT

        MAX FUNDING AMOUNT

        $50,000 to $10 million

      • FACTOR RATES

        INTEREST RATES

        Starting at 5%

      • TERM

        TERM

        3 – 25 years

      • SPEED

        SPEED

        3-5 Weeks

      Invoice/Receivables Factoring

      Receivables/Invoice
      Factoring

      Factoring is a financial transaction and a type of debtor finance. A business sells its accounts receivable (i.e., invoices) to a third party (called a factor) at a discount. It is then paid back each time an invoice comes in.

      • MAX FUNDING AMOUNT

        MAX FUNDING AMOUNT

        $10,000 to $10 million

      • FACTOR RATES

        INTEREST RATES

        Starting at 5.8%

      • TERM

        TERM

        Up to 24 months

      • SPEED

        SPEED

        1-2 Weeks

      Business Term Loans

      Business Term
      Loans

      A Business Term Loan is a loan given at a fixed term and rate. Our lender network offers small business loans with many different repayment methods.

      • MAX FUNDING AMOUNT

        MAX FUNDING AMOUNT

        $10,000 to $5 million

      • FACTOR RATES

        INTEREST RATES

        Starting at 5%

      • TERM

        TERM

        3 months – 10 years

      • SPEED

        SPEED

        1-3 Business days

      Revenue Based Business Loans

      Revenue Based Business
      Loans

      Revenue based business loans are based on the amount of total monthly sales you make. In some cases, this program will help more than a merchant cash advance on credit card sales.

      • MAX FUNDING AMOUNT

        MAX FUNDING AMOUNT

        $10,000 to $5 million

      • FACTOR RATES

        INTEREST RATES

        Starting at 9%

      • TERM

        TERM

        3 months – 10 years

      • SPEED

        SPEED

        1-3 Business days

      Business Loans for Women

      Business Loans for
      Women

      United Capital source celebrates women entrepreneurs by helping them find business financing products to fit their needs.

      • MAX FUNDING AMOUNT

        MAX FUNDING AMOUNT

        $10,000 to $5 million

      • FACTOR RATES

        INTEREST RATES

        Starting at 9%

      • TERM

        TERM

        3 months – 10 years

      • SPEED

        SPEED

        1-3 Business days

      Bad Credit Business Loans

      Bad Credit Business
      Loans

      UCS understands that past credit problems aren't relevant to the current performance of your business. If your business is performing well, chances are our lender network has the right funding program, even if you have less than perfect credit.

      • MAX FUNDING AMOUNT

        MAX FUNDING AMOUNT

        $10,000 to $5 million

      • FACTOR RATES

        INTEREST RATES

        Starting at 9%

      • TERM

        TERM

        3 months – 10 years

      • SPEED

        SPEED

        1-3 Business days

      Working Capital Loans

      Working Capital
      Loans

      When you need working capital to get you through a big project or for day to day business needs, our lender network has the right working capital program for your business.

      • MAX FUNDING AMOUNT

        MAX FUNDING AMOUNT

        $10,000 to $5 million

      • FACTOR RATES

        INTEREST RATES

        Starting at 9%

      • TERM

        TERM

        3 months – 10 years

      • SPEED

        SPEED

        1-3 Business days

      Equipment Financing

      Equipment Financing

      Our lender network offers many types of funding programs for equipment purchases. Many of our clients need to upgrade equipment regularly, and UCS is always there to help facilitate funding.

      • MAX FUNDING AMOUNT

        MAX FUNDING AMOUNT

        Up to $5 million per piece

      • FACTOR RATES

        INTEREST RATES

        Starting at 5%

      • TERM

        TERM

        1 – 5 years

      • SPEED

        SPEED

        3-10 Business days

      How to Apply for Small Business Loans
      Through United Capital Source

      Apply Online in a few minutes Apply Online in a few minutes Use our simple online application to submit a request for business funding. If you need any help along the way, just give us a call, chat or email.
      Talk to an expert advisor on funding options that best suit your business needs Talk to an expert advisor on funding options that best suit your business needs An expert, knowledgeable account executive will walk you through all the fine details and the requirements. This is to ensure you have all the info you need.
      Finalize the application and get the funds sent to your business bank account Finalize the application and get the funds sent to your business bank account Once your funding has been approved & closed, the lender sends the funds to your account so you can start using it to grow your business.
      Industry Experts

      Industry Experts

      We know the ins & outs
      of business funding.

      We’re Available

      We’re Available

      Always willing to help even
      after work or on weekends.

      We’re here to answer your
      questions. Contact us anytime:

      Ready to grow your business?
      We’ll find you the right program.

      Complete a simple application in a few minutes
      and see how much you qualify for.

      Apply Now

        One moment please...

        What are your total average monthly sales?

        How much Working Capital would you like for your business?

        *Available on certain programs.

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        Over $900 million matched to US Businesses