Question 1

Can I handle my whole application process online if I’d like?

Accepted Answer

Yes, you can! We offer both a fully automated process or a more involved Concierge approach.

Question 2

If I’ve had past credit problems, should I apply?

Accepted Answer

YES, UCS has been able to help many clients with a less than perfect credit history.

Question 3

If I already have a business loan, and need more funding should I apply?

Accepted Answer

Yes, our network of lenders offer many products that can help you no matter the current situation.

Question 4

My business just started. Can I still I get approved for financing?

Accepted Answer

Our network of lenders are unable to help fund start-ups. However, if you have been open for at least three months and can provide official documentation of your sales history, you are a candidate and should not hesitate to apply. In fact, it will be a short and simple process.

Question 5

Can I leverage my minority ownership in a business for personal financing?

Accepted Answer

Our network of lenders require at least 51% ownership to close on a deal. In some cases, they would require 80%. Call us at (855) WE-FUND-U for any additional questions you may have.

Question 6

Do I need to mail in signed hardcopies of the application and contract?

Accepted Answer

No. We happily accept all documentation sent to us by fax or e-mail to our secure server.

Question 7

How much time after filling out an application does it take to get a decision?

Accepted Answer

Our network of lenders can approve and fund in as little as 24 hours, an average funding time-frame is 2-4 business days.

Question 8

Is there a fee to apply for business funding?

Accepted Answer

No, UCS doesn’t charge any fees to apply for any of the small business loan programs our network of lenders offer.

Question 9

Are there any closing costs?

Accepted Answer

UCS doesn’t directly charge any additional fees.

Question 10

What are the typical rates?

Accepted Answer

UCS has a vast network of lenders that have over 10 different business funding programs, each with its own rate and terms. Our representatives do their best to find the most aggressive offers for our clients when it comes to cost of funding.

Question 11

If I want to pay early, is there a fee to close my account?

Accepted Answer

No, there is no fee to close the account if you’d like to pay early, as a matter of fact a UCS representative will often work with the lender to provide you with a discount when you pay early.

Question 12

Will this financing report to my business or personal credit?

Accepted Answer

UCS's network of lenders has programs that offer this feature and some that don’t. Depending on what the client’s needs are we place them into the appropriate program to fit those needs.

Question 13

Is there a pre-payment penalty if I want to pay my account off early?

Accepted Answer

No there isn’t, UCS's network of lenders has many funding programs that offer a discount to pay off early so YOU SAVE!

Question 14

If I already have a business loan, can I qualify for another?

Accepted Answer

A qualified UCS representative will review your account with you and help find a program that will fit your scenario without overextending your business.

Question 15

Is your financing personally guaranteed and do you require collateral?

Accepted Answer

Our network of lenders offer programs that do not have a personal guaranty or collateral, and they also offer programs that do. These details will depend on the type of financing you are looking for and will be communicated to you by our funding experts, verbally and in writing.

Question 16

What steps can I take to ensure I receive the funds as fast as possible?

Accepted Answer

To expedite approval and funding, we encourage you to submit all requested documentation within 1 (one) day of submitting the initial application.

Question 17

What type of repayment options are there business funding products?

Accepted Answer

Our network of lenders have repayment options that include daily, weekly, semi-monthly and monthly.

Question 18

Do I have to change my credit card merchant account?

Accepted Answer

The simple answer is NO! We work with many providers that do not require a change to your payments systems. However, if you did want to see if UCS could save you money on your current merchant account we’re always glad to help facilitate lower cost options!

Question 19

When I send my personal information to UCS does the company re-sell it?

Accepted Answer

No, UCS stores all information in a secure CRM which sits on a secure cloud. Nothing is saved to any local computers and no data is ever sold to any 3rd parties.

Question 20

What happens with my information if I’m declined?

Accepted Answer

UCS shreds any printed information and securely disposes of all shredded documents.

Question 21

Will any of my creditors be notified I’ve applied for business funding?

Accepted Answer

UCS doesn’t directly alert any creditors that you’re applying for business funding.

Question 22

Is my email secure that I send to the company with my information?

Accepted Answer

YES, UCS has a top notch cyber security policy along with the most sophisticated security software.

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FAQs

We will help you grow your small business.

Join our Newsletter for great tips and updates.

We will help you grow
your small business.

Ready to grow your business?
We’ll find you the right program.

Complete a simple application in a few minutes
and see how much you qualify for.

No Cost,
No Obligation Quote

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Company

Resources

SSL

Over $900 million matched to US Businesses

FAQs

We will help you grow your small business.

Join our Newsletter for great tips and updates.

We will help you grow your small business.

Ready to grow your business? We’ll find you the right program.

Complete a simple application in a few minutes and see how much you qualify for.

No Cost, No Obligation Quote

Quick Links

Company

Resources

SSL

Over $900 million matched to US Businesses

We will help you grow
your small business.

Ready to grow your business?
We’ll find you the right program.

Complete a simple application in a few minutes
and see how much you qualify for.

No Cost,
No Obligation Quote