United Capital Source Business Journal

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Small Business Loans

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What Types Of Collateral Can Secure Business Loans? – The Essential Guide

Collateral refers to assets that a business owner pledges to secure a loan. Essentially, collateral acts as a safety net for the lender, ensuring they can recover their investment if the borrower defaults.

In the case of a secured business loan, the lender has the legal right to seize the pledged assets to recover the outstanding loan balance. Collateral

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    Startup Business Line of Credit - begin, start-up, startup, career, success, startup business line of credit

    Startup Business Line of Credit Options – The Essential Guide

    A business line of credit is a flexible financing option that allows businesses to borrow money up to a predetermined credit limit. Unlike a traditional business loan, where the borrower receives a lump sum upfront, a line of credit allows businesses to draw funds as needed, only paying interest on the amount used. This revolving credit structure provides a financial

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    UCS & Industry News

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    IRS Pauses New ERC Claims Amid Growing Concerns: Impact on Business Owners

    It’s truly unfortunate that the program is being placed on hold due to bad actors trying to exploit it. It’s also frustrating that the IRS hadn’t taken more proactive measures to stop or prevent fraud prior to the rising concerns.

    It’s now a waiting game for eligible business owners until the moratorium is lifted. In the meantime, you can review

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      Current monthly sales deposit average to your business bank account?

      How much Working Capital would you like for your business?

      At UCS, we understand the value of your time and want to ensure that your application has a great chance of approval. Please take note of the following details before applying:
      • To be eligible, it’s necessary to have a business bank account with a well-established U.S. bank such as Chase, Wells Fargo, Bank of America, Citibank, or other major banks. Unfortunately, online-based bank accounts like PayPal, Chime, CashApp, etc., are not permitted.
      • When describing your current average monthly sales deposits to your business bank account, please provide accurate information. Our approval process is based on your current business performance, and it’s essential to provide accurate details about your current sales in the first question on the application form. We cannot approve applications based on projected revenues after receiving funding.
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