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United Capital Source Business Journal

Small business tips, news and resources for small business owners

Small Business Loans

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How to Use Business Credit to Buy Real Estate: The Essential Guide

Using business credit to purchase real estate offers several advantages. Firstly, it allows businesses to separate personal and business finances, enhancing financial organization. This separation is crucial for maintaining clear records and simplifying tax filings.

Moreover, leveraging business credit for real estate acquisitions can significantly boost a company’s purchasing power. By accessing additional funds through credit lines or loans, businesses

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    Business Tips

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    What is the Collateral Coverage Ratio & Formula? – The Essential Guide

    The collateral coverage ratio is a financial metric that lenders use to assess the risk associated with providing a loan to a borrower. It measures the value of the collateral against the loan amount. A high collateral coverage ratio leads to better loan terms and rates, while a low collateral coverage ratio could cause issues with approval.

    Lenders calculate

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    UCS & Industry News

    tax forms, tax claims, irs pauses erc claims

    IRS Pauses New ERC Claims Amid Growing Concerns: Impact on Business Owners

    It’s truly unfortunate that the program is being placed on hold due to bad actors trying to exploit it. It’s also frustrating that the IRS hadn’t taken more proactive measures to stop or prevent fraud prior to the rising concerns.

    It’s now a waiting game for eligible business owners until the moratorium is lifted. In the meantime, you can review

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      Current monthly sales deposit average to your business bank account?

      How much Working Capital would you like for your business?

      At UCS, we understand the value of your time and want to ensure that your application has a great chance of approval. Please take note of the following details before applying:
      • To be eligible, it’s necessary to have a business bank account with a well-established U.S. bank such as Chase, Wells Fargo, Bank of America, Citibank, or other major banks. Unfortunately, online-based bank accounts like PayPal, Chime, CashApp, etc., are not permitted.
      • When describing your current average monthly sales deposits to your business bank account, please provide accurate information. Our approval process is based on your current business performance, and it’s essential to provide accurate details about your current sales in the first question on the application form. We cannot approve applications based on projected revenues after receiving funding.
      We appreciate your understanding and cooperation in ensuring a smooth and successful application process.
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