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United Capital Source Business Journal

Small business tips, news and resources for small business owners

Small Business Loans

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VA Small Business Loan Options: The Essential Guide

It’s unfortunate that veterans face additional adversity in getting small business financing. Most service members put their lives on hold and on the line in service of their country. Vets who aim to participate in the lifeblood of the American economy – small business – in their civilian life should have access to the funds they need.

While the SBA has

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    Business Tips

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    Best Credit Card Reader Options for Small Business: The Essential Guide

    As a small business owner, you want to ensure you’re set up to handle customer payments. For many retail, restaurant, eCommerce, or other merchant businesses, that means the ability to accept credit card payments.

    Plastic is beginning to rival cash, with 87% of Americans owning a debit card and consumers using a credit card for 28% of transactions. Online sales require

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    UCS & Industry News

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    IRS Pauses New ERC Claims Amid Growing Concerns: Impact on Business Owners

    It’s truly unfortunate that the program is being placed on hold due to bad actors trying to exploit it. It’s also frustrating that the IRS hadn’t taken more proactive measures to stop or prevent fraud prior to the rising concerns.

    It’s now a waiting game for eligible business owners until the moratorium is lifted. In the meantime, you can review your

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      Current monthly sales deposit average to your business bank account?

      How much Working Capital would you like for your business?

      At UCS, we understand the value of your time and want to ensure that your application has a great chance of approval. Please take note of the following details before applying:
      • To be eligible, it’s necessary to have a business bank account with a well-established U.S. bank such as Chase, Wells Fargo, Bank of America, Citibank, or other major banks. Unfortunately, online-based bank accounts like PayPal, Chime, CashApp, etc., are not permitted.
      • When describing your current average monthly sales deposits to your business bank account, please provide accurate information. Our approval process is based on your current business performance, and it’s essential to provide accurate details about your current sales in the first question on the application form. We cannot approve applications based on projected revenues after receiving funding.
      We appreciate your understanding and cooperation in ensuring a smooth and successful application process.
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