MCashAdvance is a merchant cash advance company headquartered in Brooklyn, New York. Launched in 2019, the company focuses exclusively on merchant cash advances (MCAs) for small and medium-sized businesses across all 50 US states. According to company information, it has provided over $285 million in cash advances, averaging approximately $45,000 per advance.
The Merchant Marketplace is a fintech-driven funding platform that targets small business owners, brokers/ISOs, and investors, especially within the merchant cash advance ecosystem. The company’s mission is to democratize access to capital for businesses that may not meet conventional bank-loan criteria, while simultaneously providing syndication and investment opportunities for accredited business investors.
Mint Funding is a merchant cash advance company that focuses primarily on ISO partnerships rather than direct-to-merchant funding. The company positions itself as a funding source for brokers and referral partners who sell MCA loans to small businesses in need of working capital.
Moby Capital (MobyCap) is an alternative business lending company that provides tailored financing solutions for small and midsize businesses. The company is headquartered in Austin, Texas, and positions itself as a trusted partner for entrepreneurs seeking fast working capital to meet urgent needs or fuel business growth.
In line with the company’s core values, MobyCap’s mission is to offer transparent, flexible financing programs, backed by a team committed to supporting business owners at every step of the funding process. The company has helped over 5,000 businesses access more than $2 billion in funding.
Small business owners have many lending options, from large commercial banks to small alternative lenders. Mulligan Funding is the latter, but the family-owned company provides up to $2 million in business funding.
The online lending company focuses on delivering outstanding customer service and developing lasting relationships through its renewal program. However, it might not be suitable for every small business, especially since it lacks transparency on costs.
National Business Capital (NBC) is a business loan marketplace that connects small business owners to its extensive network of over 75 lenders through a single streamlined application. Founded in 2007 and headquartered in Hauppauge, New York, NBC has grown into one of the most recognized names in small business financing.
National Business Capital acts as a marketplace connecting clients with multiple lenders. Unlike a direct lender, NBC doesn’t issue loans itself. Instead, it matches businesses with financing options tailored to their needs. By working with banks, credit unions, and alternative business lenders, NBC enables entrepreneurs to compare offers across a broad range of loan products.
New Century Financial (NCF) is a factoring and financial services company headquartered in The Woodlands, Texas. The company provides invoice factoring for U.S.-based businesses that need immediate cash flow support without taking on traditional loan debt. Its financial services focus on B2B companies that issue invoices and wait for payment from customers, vendors, or government entities.
Since opening in 1985, New Century Financial has purchased over $1 billion in accounts receivable. The company serves a wide range of industries, including manufacturing, distribution, staffing, transportation, oil and energy, wholesale supply, and service-based businesses. Its services are available nationwide, and the company positions itself as a long-term strategic factoring partner for growing organizations.
NewCo Capital Group is a leading FinTech alternative business lending company dedicated to empowering small and medium-sized businesses with fast, flexible funding solutions. Founded in 2020, the company is headquartered in New York, New York, and has rapidly become a recognized name in the alternative lending industry.
One of the top lenders for large borrowing amounts is Newtek Small Business Finance. Newtek provides SBA loans, term loans, and business lines of credit. The business solutions company also offers HR management services, IT services, and more.
North Mill Equipment Finance is a national lender that offers equipment loans and leases. It brings several decades of industry experience and offers specialized programs.
However, businesses cannot apply directly to the company. It exclusively works with a network of third-party referral agents who bring deals to the lender.
Novo Funding is a merchant cash advance (MCA loan) product available to existing Novo customers on its business banking platform. The financing is provided by Novo Funding LLC, a wholly owned subsidiary of Novo Platform Inc., headquartered in Miami, Florida. Novo offers a free business checking account.
Most traditional lenders have stringent requirements, making it difficult for small businesses to obtain loans. Small businesses often seek MCAs as a fast business funding solution when conventional loans are not feasible.
Novus Capital Funding is an alternative business financing company that helps small and mid-sized businesses access working capital through a variety of funding products. The company focuses on providing flexible funding options designed for everyday “Main Street” businesses that may need capital quickly for business growth, operations, or unexpected expenses.
The company is headquartered in Florida and operates within the broader alternative lending industry. Like many funding providers in this space, Novus Capital Funding positions itself as a faster and more flexible alternative to traditional banks. Its goal is to simplify the process of securing financing while providing business owners with guidance throughout.
Olympus Business Capital is an alternative small business funding company offering fast working capital solutions for U.S. based businesses. The company is headquartered in Utah and operates as a lending platform focused on speed, flexibility, and accessibility. Its mission is to help companies that may not qualify for traditional financing gain access to the money they need to support operations or business expansion.
Olympus Business Capital primarily serves small businesses needing quick access to working capital and equipment financing. It works with companies in a wide range of industries, including retail, transportation, hospitality, construction, and professional services. The company highlights expertise in assisting businesses that may struggle to obtain conventional bank loans, including those with cash flow challenges or lower credit scores.
OnDeck is widely viewed as one of the most reputable and established online business loan lenders. OnDeck’s business model and products have multiple features that set them apart from the rest of the industry. By incorporating elements of traditional and non-traditional lenders, OnDeck can solve a massive range of cash flow issues.
One Park Financial is a financial services company headquartered in Miami, Florida. Founded in 2010, the company’s mission is to make business funding more accessible for small and mid-sized businesses that struggle to qualify for financing through traditional banks. Its guiding philosophy is that all small businesses — not just big corporations — deserve access to the capital they need to grow and succeed.
Onramp Funds is a revenue based financing company designed specifically for eCommerce businesses. The company was established in 2020 by Eric Youngstrom and is headquartered in Austin, Texas. As a newer company in the financial services industry, Onramp has positioned itself as a niche solution for online sellers seeking flexible working capital.
Parkview Advance is an alternative business funding company that connects small business owners with capital through a network of lenders. Rather than operating as a traditional bank, the company focuses on helping entrepreneurs locate financing options that fit their unique circumstances, business name, industry, and growth goals. Parkview Advance positions itself as a resource for businesses that may struggle to secure financing from conventional lenders due to credit challenges, time in business, or revenue fluctuations. It helps facilitate alternative business lending solutions.
Certain eCommerce companies rely on marketplaces like Amazon to do business. Unfortunately, marketplace platforms sometimes take several days, weeks, or months to release a seller’s payout.
That’s where Payability comes in. The online financing company seeks to help small business entrepreneurs solve cash flow issues in the eCommerce space. Payability doesn’t consider your credit score or run a credit check when approving applications.
Despite the abundance of glowing reviews, PayPal’s working capital program is far from perfect. Many successful business owners have been denied funding for reasons that have nothing to do with revenue, cash flow, or general financial standing. Various forums are chock full of posts from dumbfounded or frustrated business owners who carefully read the program’s rules for eligibility yet still failed to obtain funding, possibly because of their industry’s very nature.
Many small business owners don’t have the credit score or business history to qualify for traditional loans with banks and credit unions. Alternative lenders like Pearl Capital offer to help underserved merchants access funding.
However, alternative lenders financing high-risk business owners tend to be more expensive. You must also work with a third party to apply to Pearl Capital.
Use our simple online application to submit a request for business funding. If you need any help along the way, just give us a call, chat or email.
An expert, knowledgeable account executive will walk you through all the fine details and the requirements. This is to ensure you have all the info you need.
Once your funding has been approved & closed, the lender sends the funds to your account so you can start using it to grow your business.
