Business Lender Reviews:

Learn About The Industry’s Top Lenders

uplyft capital logo, merchant cash advance, merchant cash advances, business loans, business financing

Uplyft Capital is an online lender specializing in merchant cash advances to serve the small business community. The company can also help connect customers to other small business loans through its third-party lenders.

Uplyft offers same-day approvals with funding available in 1-2 business days. The company’s merchant cash advance product is a viable option for small businesses with less than stellar credit that need fast funding.

Upwise Capital logo, review, reviews

Financial technology (fintech) solutions are powering a new generation of alternative online business funders. One of the latest funding platforms available is Upwise Capital.

The company offers many of the benefits of alternative lending. These include quick applications and approvals, fast funding, and bad credit business loans. The lending platform also provides a robust suite of cannabis lending products.

However, it might not be suitable for every small business. It’s less proven than some of its competitors.

us business funding logo

Online lenders like US Business Funding are often willing to work with business owners when the banks say no. The company has an approval rate of over 90% for its small business loan products. It provides equipment financing, working capital loans, and SBA loan options.

However, it might not be the right fit for every company. Most of its products require two years in business. Some customers have also mentioned high interest rates and additional fees. Are those extra costs potentially worth it if you can get approved?

Vader Mountain Capital - vader mountain capital logo

Vader Mountain Capital is a business funding company that provides working capital solutions to small and medium-sized businesses across the United States. The company is based in Sweetwater, Florida.

Vader Mountain Capital specializes in providing fast and easy funding solutions. Its mission is to help companies access capital quickly when traditional banks turn them away.

Velocity Capital Group Logo - Velocity Capital Group logo, Velocity Capital Group review,

Velocity Capital Group is an alternative funding company based in Cedarhurst, NY. Founded to help small businesses gain faster access to capital, it specializes in revenue-based financing, primarily through merchant cash advances (MCAs). The company has built its business by working closely with clients and brokers to deliver fast and flexible financial solutions, often within 24–48 hours.

Velocity Capital Group promotes professionalism, transparency, and a client-first attitude. They aim to provide capital that helps companies expand, manage operations, and meet short-term funding needs without relying on traditional lending systems.

VR_logo_thanks - ViewRidge Funding logo, viewridge funding review

ViewRidge Funding is an online alternative lender headquartered in San Diego, California. The company focuses on providing small businesses with fast access to capital, making it an attractive option for entrepreneurs struggling to qualify for traditional bank loans. ViewRidge Funding’s primary mission is to offer customized solutions that meet the unique financial needs of its clients, ensuring businesses can secure funding to expand operations, manage cash flow, or purchase equipment.

Vox Funding Logo

Vox Funding is an alternative financing company specializing in providing small businesses with fast and secure access to capital. The company offers funding solutions to businesses across many industries, including law firms, professional services, and retail operations. By focusing on future sales and receivables, Vox Funding enables businesses to receive funding based on expected revenue rather than relying on traditional loan criteria.

Vox Funding’s primary goal is to assist businesses in managing cash flow, covering late-paying customers, and maximizing growth. Their innovative solutions provide capital quickly through a streamlined application process.

Walmart Marketplace Capital logo

Walmart Marketplace Capital is a program designed to help sellers using Walmart Marketplace. It offers working capital solutions for eligible sellers and aims to support their business growth and improve their sales performance.

Walmart Marketplace allows third-party sellers to list their products alongside Walmart’s offerings. Sellers can reach millions of customers through this platform. They manage their own inventory and set prices for their products. The marketplace operates on a commission-based model, where Walmart takes a percentage of each sale.

Walmart Marketplace Capital specifically targets these sellers and provides them with quick access to funds. This funding helps sellers restock inventory or invest in marketing. Walmart uses sales history to determine eligibility and then notifies sellers via the seller dashboard, meaning applications are invite-only. This program helps Walmart Marketplace Sellers grow their businesses by ensuring they have the resources to succeed.

Wellen_Logo_RGB -

Wellen Capital, LLC is a leading provider of working capital solutions to U.S. small businesses. Headquartered in Chicago, Illinois, the company operates in the business cash advance market, providing liquidity to small and medium-sized enterprises across the country.

Wellen Capital is known for its fast access to business funding and streamlined application process. The company helps businesses that often find themselves underserved by traditional banks, offering working capital to cover expenses like payroll, advertising campaigns, or seasonal slowdowns.

Wells Fargo Logo

Wells Fargo is one of the US’s largest and most recognizable banks. The traditional financial institution is mainly known for consumer and commercial banking services but also offers some small business financing.

wbl, world business lenders, world business lenders logo

The emergence of financial technology (fintech) has powered a new generation of online business lenders. Companies like World Business Lenders (WBL) provide convenient online applications with fast funding times.

Many online lenders like WBL offer funding to business owners who can’t qualify for traditional financing. However, the online lender isn’t the best fit for every small business as it has limited products, strict collateral requirements, and high costs.

Zinch, Zinch flex, logo, providing fast funding

Small business owners who can’t secure financing from traditional lenders or who can’t wait that long often turn to alternative funding options like Zinch. The online lender offers flexible funding programs with fast turnaround.

However, determining the best alternative lending options can be challenging. We can help you decide if Zinch is the best option for your business funding needs by covering the benefits, drawbacks, and application process.

How to apply for business funding through UCS

1
Apply online in a few minutes

Use our simple online application to submit a request for business funding. If you need any help along the way, just give us a call, chat or email.

2
Get expert advice on loan options

An expert, knowledgeable account executive will walk you through all the fine details and the requirements. This is to ensure you have all the info you need.

3
Finalize your application & get funded!

Once your funding has been approved & closed, the lender sends the funds to your account so you can start using it to grow your business.

Ready to grow your business? See how much you qualify for:

    Current monthly sales deposit average to your business bank account?

    How much Working Capital would you like for your business?

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      Current monthly sales deposit average to your business bank account?

      How much Working Capital would you like for your business?

      At UCS, we understand the value of your time and want to ensure that your application has a great chance of approval. Please take note of the following details before applying:
      • To be eligible, it’s necessary to have a business bank account with a well-established U.S. bank such as Chase, Wells Fargo, Bank of America, Citibank, or other major banks. Unfortunately, online-based bank accounts like PayPal, Chime, CashApp, etc., are not permitted.
      • When describing your current average monthly sales deposits to your business bank account, please provide accurate information. Our approval process is based on your current business performance, and it’s essential to provide accurate details about your current sales in the first question on the application form. We cannot approve applications based on projected revenues after receiving funding.
      We appreciate your understanding and cooperation in ensuring a smooth and successful application process.
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      1500+ 5 star reviews
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      1500+ 5 star reviews

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