Learn About The Industry’s Top Lenders

LoanMe is an online lender that offers both personal and business loans to borrowers across the nation. The company was founded in 2013 and is headquartered on State College Blvd in Anaheim, California. LoanMe built its business model around offering fast, accessible funding for individuals and small business owners who often faced challenges obtaining loans from traditional banks.

LoanMe is known for providing personal and business loans primarily to borrowers with subpar credit histories. Its goal is to help borrowers access emergency business funding and improve their financial standing through on-time payments.

Loot is the trade name of Loot Financial Services, an online lender headquartered at 100 Summer Street in Boston, Massachusetts, and led by CEO John Cain. In plain terms, the company gives small businesses access to a revolving line of credit they can tap when cash flow gets tight, then repay and reuse. The brand wraps this in a playful nautical theme, but the underlying product is a straightforward business line of credit.

Main Street Cash is a business funding company that specializes primarily in merchant cash advances (MCAs) and other commercial financing solutions. The company operates as a direct funder, focusing on helping small businesses access capital when traditional financing may not be available or practical.

Mantis Funding LLC is a small business financing company based in Boca Raton, Florida. The company was founded to offer alternative funding solutions to small business owners who might not meet traditional bank criteria but still have strong, consistent sales.

According to its website, Mantis Funding aims to provide customized alternative funding solutions for small businesses. The company focuses on working capital options designed to match each business’s unique cash flow financing needs.

Marlin Capital Solutions is now PEAC Solutions, an equipment financing and working capital lender. The company began as Marlin Leasing Corporation, operated for about 25 years, and in 2022, HPS Investment Partners acquired it and folded it into PEAC, a global leasing group.

MCashAdvance is a merchant cash advance company headquartered in Brooklyn, New York. Launched in 2019, the company focuses exclusively on merchant cash advances (MCAs) for small and medium-sized businesses across all 50 US states. According to company information, it has provided over $285 million in cash advances, averaging approximately $45,000 per advance.

Merchant Cash Group is an alternative business funding company that specializes exclusively in merchant cash advances for small businesses. The company is headquartered in Gainesville, Florida, and focuses on helping businesses access fast working capital through streamlined underwriting and funding processes.

The Merchant Marketplace is a fintech-driven funding platform that targets small business owners, brokers/ISOs, and investors, especially within the merchant cash advance ecosystem. The company’s mission is to democratize access to capital for businesses that may not meet conventional bank-loan criteria, while simultaneously providing syndication and investment opportunities for accredited business investors.

Merit Business Funding is a revenue advance company that provides alternative business funding solutions for small- and medium-sized businesses. Launched in 2022 and headquartered in Philadelphia, Pennsylvania, the company focuses on helping businesses access fast capital through a simplified funding process. Its business model centers on purchasing a portion of a company’s future revenue rather than issuing a traditional loan.

Mint Funding is a merchant cash advance company that focuses primarily on ISO partnerships rather than direct-to-merchant funding. The company positions itself as a funding source for brokers and referral partners who sell MCA loans to small businesses in need of working capital.

Moby Capital (MobyCap) is an alternative business lending company that provides tailored financing solutions for small and midsize businesses. The company is headquartered in Austin, Texas, and positions itself as a trusted partner for entrepreneurs seeking fast working capital to meet urgent needs or fuel business growth.

In line with the company’s core values, MobyCap’s mission is to offer transparent, flexible financing programs, backed by a team committed to supporting business owners at every step of the funding process. The company has helped over 5,000 businesses access more than $2 billion in funding.

Monera Capital, formally known as Monera Capital Group LLC, is an alternative business funding company founded in 2019 and headquartered in Fort Lauderdale, Florida. The company’s mission is to provide fast, accessible funding solutions to small businesses across the country.

Small business owners have many lending options, from large commercial banks to small alternative lenders. Mulligan Funding is the latter, but the family-owned company provides up to $2 million in business funding.

The online lending company focuses on delivering outstanding customer service and developing lasting relationships through its renewal program. However, it might not be suitable for every small business, especially since it lacks transparency on costs.

National Business Capital (NBC) is a business loan marketplace that connects small business owners to its extensive network of over 75 lenders through a single streamlined application. Founded in 2007 and headquartered in Hauppauge, New York, NBC has grown into one of the most recognized names in small business financing.

National Business Capital acts as a marketplace connecting clients with multiple lenders. Unlike a direct lender, NBC doesn’t issue loans itself. Instead, it matches businesses with financing options tailored to their needs. By working with banks, credit unions, and alternative business lenders, NBC enables entrepreneurs to compare offers across a broad range of loan products.

New Century Financial (NCF) is a factoring and financial services company headquartered in The Woodlands, Texas. The company provides invoice factoring for U.S.-based businesses that need immediate cash flow support without taking on traditional loan debt. Its financial services focus on B2B companies that issue invoices and wait for payment from customers, vendors, or government entities.

Since opening in 1985, New Century Financial has purchased over $1 billion in accounts receivable. The company serves a wide range of industries, including manufacturing, distribution, staffing, transportation, oil and energy, wholesale supply, and service-based businesses. Its services are available nationwide, and the company positions itself as a long-term strategic factoring partner for growing organizations.

NewCo Capital Group is a leading FinTech alternative business lending company dedicated to empowering small and medium-sized businesses with fast, flexible funding solutions. Founded in 2020, the company is headquartered in New York, New York, and has rapidly become a recognized name in the alternative lending industry.

One of the top lenders for large borrowing amounts is Newtek Small Business Finance. Newtek provides SBA loans, term loans, and business lines of credit. The business solutions company also offers HR management services, IT services, and more.

Nexi Finance, formerly known as Fundamental Capital, is an alternative financing company focused on providing fast and flexible funding to small businesses across the United States. The company operates out of Miami, Florida, with additional offices in New York, and has positioned itself as a reliable partner for businesses that may not qualify for traditional bank financing.