GreenBridge Capital (GBC) is a financial marketplace that provides popular business funding options to small- and medium-sized businesses in the US and Canada. Founded to connect business owners with an array of funding solutions, GreenBridge Capital markets itself as a resource for companies that need funding but may not fit rigid bank underwriting standards.
According to the company, it has funded more than $250 million to over 2,000 business owners — statistics the company highlights to demonstrate scale and experience. GreenBridge Capital emphasizes fast approvals and flexible funding options for businesses. The company is headquartered in New York, New York.
GRP Funding is a small business financing company that provides alternative funding solutions to businesses that may not qualify for traditional bank loans. The company focuses on offering streamlined access to working capital by evaluating applications internally rather than relying on bank-driven underwriting models. Its mission is to help business owners secure funding efficiently while maintaining flexible repayment structures aligned with revenue and cash flow.
Some lending options provide a niche focus, while others cast a wide net. GUD Capital is the latter, as it facilitates everything from small non-loan funding options like merchant cash advances for $5k to multi-million-dollar bank loans to enterprise-level businesses.
However, the lending marketplace might not be the right fit for every small business owner. The number of options, lack of transparency, and costs could be an issue for some.
Guidant Financial is a business financing facilitator and a provider of small business services. Its focus is on helping entrepreneurs start, buy, or grow businesses through a mix of traditional and non-traditional financing options. The company’s offerings are especially popular with startups and franchise owners who often face hurdles securing funds through banks alone.
The company’s core offerings include ROBS, SBA loans, unsecured loans, and equipment financing. Guidant Financial operates its services across all 50 states in the United States. It is essential to consult with professionals to understand state-specific regulations and compliance requirements when utilizing Guidant Financial’s services.
Headway Capital is a fintech business lender with a single offering: a revolving credit line for small business owners. The company launched in 2014 and operates as a brand of Enova International, a publicly traded company (NYSE: ENVA) that also runs other online lending brands. Headway, which operates out of 175 W. Jackson Blvd, Suite 1000, in Chicago, Illinois, holds an A+ rating from the Better Business Bureau and belongs to the Online Lenders Alliance, so it meets the basic legitimacy checks customers should run before they sign on.
Skip is a comprehensive platform designed to help entrepreneurs and small business owners find business funding and growth opportunities. Serving as a marketplace, Skip connects users with a wide range of funding options, including grants, loans, and other financing opportunities available in the United States. By becoming a Skip member, you gain access to an extensive database of funding sources and expert insights and tips to expedite the funding application process.
Hunter Caroline is a small business financing brokerage and merchant services provider operating under the legal name Hunter Caroline Holdings, LLC. Headquartered in Fort Lauderdale, Florida, with an additional presence in New York, the company maintains a relatively small team. Hunter Caroline Holdings, LLC has a small team of 1 to 10 employees. Despite its size, Hunter Caroline promotes itself as a financial services firm offering extensive financing options, including small business loans, asset based lines of credit, and merchant cash advances.
iBusiness Funding, LLC is a financial technology company headquartered in Florida focused on expanding access to business financing through automation and lender partnerships. The company was built to help banks, credit unions, and other lenders deliver more efficient capital using technology-forward underwriting and decision tools. The company acquired Funding Circle in 2024.
As a newer player in the world of online business financing, Idea Financial has built a solid reputation for fast funding at reasonable rates and providing personalized business advice. The lender is more selective than most, but for those who qualify, Idea is an excellent option for a line of credit and short-term loans.
Businesses affected by the Covid-19 pandemic can still file for the Employee Retention Tax Credit. The little-known program can provide up to $26,000 per employee for wages paid in 2020 and 2021.
Many business owners are still unaware of the program or if they’re eligible to claim the credit. Tax specialist companies like Innovation Refunds help businesses determine eligibility and apply to the IRS.
However, Innovation Refunds might not be the right fit for all small businesses. It charges a hefty fee, only works with enterprises that meet a minimum number of employees, and doesn’t offer an ERC advance. This review can help you decide if Innovation Refunds is right for your ERC filing needs.
InstaFund Advance is a business funding company that provides merchant cash advance solutions to small businesses seeking quick access to capital. The company is headquartered in Queens, New York, and appears to be a smaller, niche player in the alternative financing market.
Small businesses that need quick funding and can’t qualify for small business loans from banks often turn to alternative lenders. IOU Financial is a paperless, alternative lender with a low credit score requirement, same-day decisions, and funding within 24 hours of approval.
However, all lenders have their benefits and drawbacks. With IOU, you’ll get higher interest rates and fees than many conventional lenders. In addition, you can’t apply directly to the lender currently. You must work with an independent reseller that partners with the lender to apply for its small business loans.
Ironwood Finance is a specialty finance company that provides asset-based funding solutions for real estate investors and businesses that sell on credit terms. The company focuses primarily on hard money real estate loans and invoice factoring rather than conventional business loans. Its mission is to help borrowers access funds quickly when banks decline applications or when timing is critical to closing a deal.
JRG Funding is a merchant cash advance (MCA) direct funder that provides working capital solutions to small businesses. According to its Better Business Bureau profile, the company launched in 2021, making it a relatively newer entrant in the alternative finance space. The alternative finance firm is based in New York and provides fast working capital solutions for small businesses.
The product is a small business line of credit, now issued by Amex. Amex bought the lender in 2020, moved it onto the Business Blueprint platform, and retired the old brand in early 2023.
Kalamata Capital Group primarily operates by offering revenue-based funding, typically structured as a merchant cash advance (MCA). Rather than providing a traditional term loan with fixed monthly payments, Kalamata Capital normally advances a lump-sum capital injection in exchange for a portion of the business’s future sales. This product may also be listed as a business cash advance.
Funding amounts can vary based on the business’s revenue, account activity, and transaction history. The company states its advances go up to $750,000. The cost of capital is usually expressed as a factor rate rather than an interest rate, which is typically a simple calculation, but costs can run high. It’s often challenging to compare factor rates to conventional business loan interest rates.
Small business owners who need quick funding for business loans might be interested in Kapitus. The lender offers a fast approval process, quick funding, and a wide range of financing products.
Key Equipment Finance, backed by KeyBank, provides various flexible financing options for essential business equipment. However, the company might not be right for every small business.
It doesn’t provide an online application or publish interest rates or fees. This review can help you decide if Key is suitable for your equipment financing needs by covering the benefits, drawbacks, and application process.
Small business owners have many financing options, including traditional and alternative lenders. While online lenders provide speed and convenience, some businesses prefer the traditional experience of a brick-and-mortar bank.
KeyBank is one of the largest in the US, providing a robust small business lending program. It is also an SBA-preferred lender.
However, the bank might not be a suitable lender for every small business. It provides very little information on funding times, eligibility, and costs.
L3 Funding is a merchant funding company that provides alternative financing solutions to small and mid-sized businesses across the United States. The company focuses on helping business owners who may struggle to access traditional bank financing due to credit challenges, limited operating history, or urgent funding needs. L3 Funding offers three main types of merchant funding: business cash advances, business loans, and lines of credit.
Use our simple online application to submit a request for business funding. If you need any help along the way, just give us a call, chat or email.
An expert, knowledgeable account executive will walk you through all the fine details and the requirements. This is to ensure you have all the info you need.
Once your funding has been approved & closed, the lender sends the funds to your account so you can start using it to grow your business.
