Real estate companies enjoy levels of success and flexibility other industries cannot offer. But the ability to make their own hours and earn enormous amounts of money comes with a heavy, heavy price. The real estate business depends on the notoriously volatile housing market, which has been known to create a host of cash flow issues for even the most profitable real estate broker agencies and management companies.
As we all learned not too long ago, a good market can easily slip in the opposite direction. Seasonal changes, like demand or the severity of a slow period, are often difficult to predict. The same goes for the true costs of purchasing and maintaining properties, especially of the older variety.
These risks are exacerbated by an elongated business cycle that is constantly delayed even further by external factors. It could take weeks or months for a deal to close, and you might have to wait another few weeks before the commission comes in. This is also assuming that the deal goes through. Buyers back out of deals all the time, and a house could sit on the market for several months.
Tumultuous cash flow also makes it very difficult to focus on growth. Many real estate companies owe a lot of their success to consistent marketing, large teams, and up-to-date technology. United Capital Source has many years of experience facilitating Small Business Loans for Real Estate Companies. We have access to all types of business lending products. Contact us today for your FREE business funding consultation!
United Capital Source facilitates small business loans to real estate companies for a wide range of purposes. Potential borrowers could be looking to expand, cover business expenses amid unforeseen events, or take advantage of sudden opportunities.
Volatile industries require business loans that can be approved the moment they become necessary. At United Capital Source, we can negotiate multiple business funding programs in a matter of days, even during gaps in cash flow or slow periods. Rather than basing decisions on the past, borrowing amounts and terms are often based on how much money is coming in.
Working capital loans are tailored for buying additional properties upfront or maintaining operations amid market fluctuations. Marketing efforts, for example, must be intensified months before busy periods. With certain working capital loans, you could finance campaigns without having to make significant payments until business picks backs up.
If you need a little extra cash to repair an existing property, a business line of credit might be a better fit. Staying current on regular business expenses no longer has to be an issue when compensation is delayed. Many UCS clients also use business lines of credit to meet surges in demand, which can happen much earlier or later than expected.
Business lines of credit are typically recommended for companies frequently prone to emergency expenses or dips in revenue. Similarly, real estate companies are taught to anticipate surprise costs and drastic market changes. With a business line of credit, you don’t have to let recurring inconveniences stop you from focusing on closing sales or financing other revenue-generating elements of your business. Apply now to see how much you qualify for!
|LOAN TYPES||MAX AMOUNTS||RATES||SPEED|
|Merchant Cash Advances||$5k – $1m||Starting at 1-6% p/mo||1-2 business days|
|SBA Loan||$50k-$5.5m||Starting at Prime + 2.75%||8-12 weeks|
|Business Term Loan||$10k to $5m||Starting at 1-4% p/mo||1-3 business days|
|Business Line of Credit||$1k to $1m||Starting at 1% p/mo||1-3 business days|
|Receivables/Invoice Financing||$10k-$10m||Starting at 1% p/mo||1-2 weeks|
|Equipment Financing||Up to $5m per piece||Starting at 3.5% (SBA)||3-10+ business days|
|Revenue Based Business Loans||$5K – $1m||Starting at 1-6% p/mo||1-2 business days|