Learn About The Industry’s Top Lenders

Fresh Funding, formerly known as Fresh Funding Solutions Inc., is a fintech company specializing in data-driven financial solutions for small and medium-sized businesses (SMBs) nationwide. The company uses advanced data analytics and cutting-edge technology to evaluate businesses quickly and provide uncollateralized capital to companies that may not qualify for bank financing. Its core offering is working capital funding solutions with revenue-based repayments that fluctuate in line with business cash flow, making it a flexible option for businesses with variable sales.

Fundation is a Virginia-based online business lender that offers various small business loans. Their lending rates are similar to those provided by community banks, making them an attractive option for small businesses needing financial assistance. However, as of October 2020, Fundation paused its business lending operations.

Fundbox has an excellent online reputation. This is particularly true for their customer service. Fundbox’s line of credit or a Fundbox term loan can help businesses in need of immediate funding. The application process is easy and streamlined. Once funding is approved, you can usually add funds to your business checking account within 1-2 days, and sometimes you can get funding by the next business day.

Fundera is a financial technology (fintech) company that acts as a business funding matchmaker. It helps connect entrepreneurs with different business lenders. Part of Fundera’s approach is simplifying the funding process by providing a lending marketplace where companies can find suitable small business loans.

Fundible is a financing solution for small businesses founded in 2017. This company helps businesses that often struggle to get loans from traditional financial institutions like banks and credit unions. Many small business owners face rejection from banks due to strict lending criteria. Fundible aims to change that.

The lending platform offers various loan types, including term loans and lines of credit. It provides direct loans to eligible businesses. It also partners with a network of other lenders. This partnership expands the options available for business loans. Through this network, Fundible connects borrowers with lenders who can meet their specific needs.

The UK-based lending platform Funding Circle is a world leader in business financing. The fintech company enjoys an excellent online reputation centered around its dedicated customer service and the ease of the application process.

Merchant cash advances provide accessible and fast funding to small businesses. Deciding on the right merchant cash advance company can be challenging, though.

Fundkite is one option to consider as it provides advances up to $2 million. However, the funder might not be the right fit for every small business owner.

Fundomate is a fintech company that provides fast business financing, including same-day funding and flexible repayment terms up to 18 months. The company was founded in 2015 and is headquartered in Los Angeles, California.

Fundomate focuses on creating automated, easy-access funding solutions through partnerships and integrated finance technology. Its target customers are small- to medium-sized businesses — especially those with predictable or recurring processing volume (e.g., daily sales) and a need for quick access to capital. While Fundomate is suitable for established businesses looking for accessible financing, it may not be ideal for startups or companies with low credit scores.

Fundr is an alternative financing company that connects small businesses with capital through revenue based financing. Headquartered in New York, the platform markets itself as a fast and accessible business funding option for business owners who need quick access to working capital but may not qualify for traditional loans.

Fundr specializes in providing revenue-based financing to small business owners throughout the U.S. This type of product typically ties repayment to a percentage of future sales, making it more flexible than a fixed monthly business loan.

Fundshop is a business loan marketplace that helps small and medium-sized enterprises (SMEs) secure financing. Rather than operating as a direct lender, the company connects applicants with a network of funding partners that offer a range of business loans and financing solutions.

Businesses that sell on credit and invoice customers often have to wait 30 days or longer before getting paid. That delay in funding can cause significant cash flow interruptions if business expenses accrue before payment.

Many small businesses turn to invoice funding options when faced with that dilemma. FundThrough is an online invoice funder that provides a quick and convenient sign-up process and fast funding time.

Fundwise is unique because it offers a credit counseling service and provides startup funding.

However, the company won’t be the right fit for every business. The costs can run high, especially with the fees the service charges. It also has a high credit score requirement and long funding times for an alternative lending platform.

Fusion Funding is a business funding company that provides alternative financing solutions to small and mid-sized businesses across the United States. The firm focuses on delivering prompt service and quick-turnaround financing options for companies that need working capital to continue operations, handle a surge in expenses, or pursue new market opportunities.

Giggle Finance is an alternative financing company that provides quick funding to self-employed individuals, freelancers, and gig workers. The company was launched to address the lack of access to working capital for people whose income doesn’t fit traditional underwriting criteria.

It’s designed for people who earn income through platforms such as Uber, DoorDash, Instacart, Amazon Flex, Rover, TaskRabbit, and similar gig apps. It also supports small business owners and 1099 professionals who rely on irregular revenue streams.

Small business owners needing working capital that can’t qualify at commercial banks often turn to alternative business loan options. The alternative lending platform GoKapital offers one of the industry’s highest business loan approval rates – 95%.

Good Funding is a financing company specializing in helping businesses secure working capital with alternative financing.

Despite being a newer company in the industry, Good Funding is building a solid online reputation. However, you should be cautious when working with any merchant cash provider since this form of financing can be expensive.

Alternative lenders, like Greenbox Capital, aim to help businesses get funding when banks say no. The lender provides a quick and easy application with funding possible within 24 hours on some products.

GreenBridge Capital (GBC) is a financial marketplace that provides popular business funding options to small- and medium-sized businesses in the US and Canada. Founded to connect business owners with an array of funding solutions, GreenBridge Capital markets itself as a resource for companies that need funding but may not fit rigid bank underwriting standards.

According to the company, it has funded more than $250 million to over 2,000 business owners — statistics the company highlights to demonstrate scale and experience. GreenBridge Capital emphasizes fast approvals and flexible funding options for businesses. The company is headquartered in New York, New York.

GRP Funding is a small business financing company that provides alternative funding solutions to businesses that may not qualify for traditional bank loans. The company focuses on offering streamlined access to working capital by evaluating applications internally rather than relying on bank-driven underwriting models. Its mission is to help business owners secure funding efficiently while maintaining flexible repayment structures aligned with revenue and cash flow.