NewCo Capital Group is a leading FinTech alternative business lending company dedicated to empowering small and medium-sized businesses with fast, flexible funding solutions. Founded in 2020, the company is headquartered in New York, New York, and has rapidly become a recognized name in the alternative lending industry.
One of the top lenders for large borrowing amounts is Newtek Small Business Finance. Newtek provides SBA loans, term loans, and business lines of credit. The business solutions company also offers HR management services, IT services, and more.
North Mill Equipment Finance is a national lender that offers equipment loans and leases. It brings several decades of industry experience and offers specialized programs.
However, businesses cannot apply directly to the company. It exclusively works with a network of third-party referral agents who bring deals to the lender.
OnDeck is widely viewed as one of the most reputable and established online business loan lenders. OnDeck’s business model and products have multiple features that set them apart from the rest of the industry. By incorporating elements of traditional and non-traditional lenders, OnDeck can solve a massive range of cash flow issues.
One Park Financial is a financial services company headquartered in Miami, Florida. Founded in 2010, the company’s mission is to make business funding more accessible for small and mid-sized businesses that struggle to qualify for financing through traditional banks. Its guiding philosophy is that all small businesses — not just big corporations — deserve access to the capital they need to grow and succeed.
Certain eCommerce companies rely on marketplaces like Amazon to do business. Unfortunately, marketplace platforms sometimes take several days, weeks, or months to release a seller’s payout.
That’s where Payability comes in. The online financing company seeks to help small business entrepreneurs solve cash flow issues in the eCommerce space. Payability doesn’t consider your credit score or run a credit check when approving applications.
Despite the abundance of glowing reviews, PayPal’s working capital program is far from perfect. Many successful business owners have been denied funding for reasons that have nothing to do with revenue, cash flow, or general financial standing. Various forums are chock full of posts from dumbfounded or frustrated business owners who carefully read the program’s rules for eligibility yet still failed to obtain funding, possibly because of their industry’s very nature.
Many small business owners don’t have the credit score or business history to qualify for traditional loans with banks and credit unions. Alternative lenders like Pearl Capital offer to help underserved merchants access funding.
However, alternative lenders financing high-risk business owners tend to be more expensive. You must also work with a third party to apply to Pearl Capital.
Plexe® is a fintech solution designed for small and medium businesses. Founded in 2018, the company is headquartered in Greenwood Village, Colorado. It aims to simplify financial management for growing businesses by combining multiple working capital solutions into a single, innovative, revolving line of credit. This means businesses don’t have to worry about managing multiple lending products as they only have one lending solution.
The products offered by Plexe adapt quickly to changing business needs. This flexibility allows companies to scale their financial tools as they grow. Business owners can select features that best suit their operations.
Quantum Lending Solutions (QLS) is a business financing and credit platform serving small and medium-sized businesses (SMBs) as well as financial institutions seeking to expand their lending capabilities. The company was formed through the merger of Fundation—a long-standing digital lending infrastructure provider—and Camino Financial, a community development financial institution (CDFI) known for supporting underserved small businesses.
This merger created a full-spectrum SMB lender, combining Camino’s mission-driven lending with Fundation’s technology infrastructure. Quantum Lending Solutions now delivers a wide array of financing options and embedded lending services through a unified platform. The company is headquartered in Reston, Virginia.
QuickBooks Capital is a financial service offered by Intuit Financing. It helps small businesses access loans. Business owners can apply for a business loan directly from their QuickBooks account.
The service offers installment loans and a line of credit. Additionally, users can apply for other small business loans through QuickBooks Capital Marketplace, which connects users to a network of QuickBooks lender partners.
Rapid Finance offers a diverse line of small business loans. Few small business lenders can boast Rapid Finance’s quick funding time. As the name says, the company specializes in rapid financing programs.
The company enjoys an excellent online reputation and is a leader in the business financing space. However, their product line, potentially high interest rates, and fees might not fit every small business.
Small business owners have many options for financing, but SBA loans remain the gold standard. The drawback to SBA loans is that most lenders have strict qualifications, and getting your funds takes weeks or months.
Some lenders, like Ready Capital, can help expedite the process as an SBA-preferred lender. The company also offers USDA B&I loans. However, it might not be the right fit for every small business.
Reliant Funding is a lending institution specializing in merchant cash advances for small and medium-sized businesses. Like most alternative lenders, the company offers an easy online application and faster funding than traditional lenders.
Revenued is a company that helps businesses with funding. It offers a revenue-based business card, which works like a merchant cash advance. Businesses can use it to access funds based on their future revenue.
The process is straightforward. First, a business applies for the Revenued card online. Next, it provides information about its business revenue and financial history. After approval, it receives the card and can use it immediately.
Instead of applying for loans, businesses can use this card for quick access to funds. When a business earns money, it pays back the amount borrowed, making payments easier to manage.
Riviera Finance is an established financing company specializing in invoice factoring for small businesses. The company purchases outstanding invoices from your clients so you can turn your accounts receivable into instant working capital to maintain cash flow.
Samson Funding is a New York-based alternative financing provider that helps small businesses access quick capital solutions when traditional loans aren’t an option. The company aims to empower businesses through simple, customized financial solutions that fit their cash flow needs.
They aim to build long-term client partnerships by offering support and access to flexible funding throughout their growth journey. The firm is known for fast approvals, minimal documentation, and a straightforward application process.
SBG Funding is an alternative online lender providing various financing options for small and medium-sized businesses. Headquartered in New York, the company was founded in 2017 to provide faster access to capital than traditional banks. Since then, it has become a recognized name among small business lenders, funding thousands of companies across multiple industries.
SBG Funding offers a variety of business loan types, including term loans, lines of credit, equipment financing, and invoice financing. Its loan products are designed for businesses that may not qualify for bank loans but have consistent revenue and a need for flexible funding solutions. With loan amounts ranging from $10,000 to $10 million, depending on the type of loan, the company has positioned itself as a versatile option for both small businesses and mid-sized companies with larger capital needs.
Seek Business Capital, or Seek Capital, is a lending referral service designed to help you obtain funding that meets your needs and qualifications. The service enables you to secure working capital to grow and support your business.
The referral service differs from many online lending options because it is not a lender or lending marketing place. It does help you connect to multiple lenders, though.
Small business owners seeking up to $250,000 in working capital or $1 million in equipment financing may be interested in Select Funding. The online lender only requires a credit score of 500 and specializes in fast funding.
However, the funder might not be the right option for every business. It doesn’t provide much detail on costs, but online reviews suggest the rates are high.
Use our simple online application to submit a request for business funding. If you need any help along the way, just give us a call, chat or email.
An expert, knowledgeable account executive will walk you through all the fine details and the requirements. This is to ensure you have all the info you need.
Once your funding has been approved & closed, the lender sends the funds to your account so you can start using it to grow your business.
