Clicklease Equipment Financing Review: Pros, Cons & How to Apply
Key Takeaways:
- ⚡ Fast approvals with minimal documentation.
- 📄 Flexible lease agreements offering various payment and purchase options.
- 👍 Positive customer reviews highlight ease of approval and good customer service.
- ⚠️ Negative reviews mention hidden fees, poor communication, and slow approval processes.
- 💡 Suitable for small businesses leasing equipment up to $30,000.
- 🔍 Not designed for equipment costing more than $30,000.
- ⭐ UCS Rating: We rate Clicklease Equipment Financing as a 3 out of 5.
To learn more about Clicklease Equipment Financing and decide if it’s right for your needs, please continue reading:
Many small businesses require financing to meet various needs and goals. One of the most expensive needs is business equipment, such as computers, machinery, tools, etc.
Fortunately, many equipment financing options exist. Clicklease is an equipment financing company that specializes in fast approvals.
However, it might not be the right fit for every small business. This Clicklease review explores the benefits, drawbacks, and application process to help you decide if it’s right for your business. Specifically, we’ll answer these questions and more:
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What is Clicklease?
Clicklease LLC is a leasing company and financial services provider that specializes in using technology to offer equipment leasing solutions for small businesses. It offers various products, such as lease-to-own options for equipment like computers, office furniture, and machinery.
Clicklease partners with thousands of sellers nationwide to provide equipment for leasing. Purchasing equipment outright requires a larger initial cash outlay compared to leasing. Leasing equipment can help preserve working capital for other business expenses.
Clicklease was founded in 2018 by Bart Longson and is based in Draper, Utah. The company serves small and medium-sized businesses looking for flexible financing options for their equipment purchases. It has around 200 employees in Utah and Costa Rica.
How does Clicklease Equipment Financing work?
- Funding Amounts: Up to $30,000.
- Pricing: A set lease surcharge instead of an interest rate, plus a $79–$499 documentation fee.
- Terms: Vary by approval; Clicklease usually offers about three payment options.
Clicklease works with equipment sellers and also accepts applications directly from business owners. Small business owners can apply on the Clicklease website or through a partner seller, and Clicklease pays the seller directly for the equipment. The length of time businesses can finance or lease equipment through Clicklease varies based on multiple factors, including credit scores.
Every Clicklease lease includes a purchase option at the end of the lease term. Every lease includes a purchase option; typically, the customer makes three more monthly payments at the end of the term and then owns the equipment. To find the total cost, multiply the monthly payment by the number of payments. Equipment financing through leasing can prevent business cash flow issues by spreading costs over time.
Clicklease uses a soft credit pull, and a small share of applicants are asked to complete a bank verification step through a third party. This step ensures that the applicant’s financial background aligns with the financing requirements. Businesses can apply for Clicklease financing using an easy 8-question application.
Clicklease gives automated decisions in seconds. This feature benefits businesses by providing them with timely access to the funds they need.
The registration process with Clicklease is straightforward. It includes signing lease agreements and selecting a purchase option for the equipment being financed. This flexibility allows businesses to choose a payment structure that suits their needs.
Businesses needing assistance during the application process or with questions about lease payments can easily reach out to Clicklease. Clicklease customer service can help with account and lease questions.
Tax Implications of Equipment Leasing with Clicklease
Leasing equipment through Clicklease can have significant tax implications for small businesses. One of the primary benefits is that lease payments can often be tax-deductible as a business expense, which can help reduce the net cost of the lease. This can be a substantial advantage for businesses looking to manage their cash flow effectively.
However, it’s crucial for businesses to consult with their accountant or tax advisor to understand the specific tax implications of leasing equipment with Clicklease. Each business’s financial situation is unique, and professional advice can ensure that you are making the most of any potential tax benefits.
Clicklease does not provide tax advice, so businesses should not rely solely on the information provided by the company. It’s essential to review the fine print of the lease agreement to understand any tax implications, including sales tax, that may apply. Being well-informed about these details can help you avoid any unexpected tax liabilities and make the most of your equipment lease.
Common Mistakes to Avoid
When leasing equipment with Clicklease, there are several common mistakes that businesses should avoid to ensure a smooth and cost-effective experience. One of the most critical steps is to review the lease agreement carefully. Understanding the terms of the lease, including the monthly payment, equipment costs, and any associated fees, is essential to avoid surprises down the line.
Another mistake is not considering the total cost of ownership. Leasing usually costs more in total than paying cash, so compare the total of payments with the equipment price. It’s important to factor in all costs, including the lease surcharge and fees, to understand the true financial impact.
Businesses should also check for added costs, such as sales tax and the documentation fee, and understand how they will be applied. Compare the total cost and fees of several offers before signing. By being thorough and informed, businesses can avoid these pitfalls and make the most of their equipment lease.
What are the qualifications for Clicklease?
Clicklease doesn’t set minimum qualifications for time in business, credit score, or annual revenue. The Clicklease website states that all credit scores are welcome.
The company only performs a soft credit pull when reviewing your application. This means your credit score won’t be affected when you apply.
For Clicklease, You Need to Know That:
The company prides itself on quick applications and fast approvals. Clicklease uses an 8-question application with an automated decision in seconds.
Once the application is approved, the company can fund equipment purchases on the same day. Sellers receive 100% of the invoice, with no seller fees. Clicklease pays the selected seller directly for the equipment, allowing for quick delivery.
Equipment sellers can offer white-label financing through Clicklease directly on their company website. The process simplifies how small business owners can apply for equipment financing when purchasing from a vendor that works with the company.
Business owners can also apply directly on the Clicklease website. If your seller isn’t a Clicklease partner, Clicklease says it can sign them up in minutes.
Understanding lease agreements is crucial before signing to ensure you comprehend the terms and obligations. Make sure to review all the details carefully. Some online reviews mention high costs, payment issues, and payoff amounts to own the equipment. Read the full lease, including the total of payments and the end-of-term purchase option, before signing.
Some customer reviews mention payoff amounts that were higher than they expected.
Be aware of the lease payment schedule and amounts due. It’s essential to budget accordingly for these expenses. Clicklease’s website does not say whether it reports lease payments to credit bureaus, so ask before signing if building credit matters to you.
Familiarize yourself with the purchase options available at the end of the lease term. This knowledge helps you plan ahead and make informed decisions. Leasing is often more accessible than purchasing equipment outright.
The company offers a business loan referral program to help equipment vendors close more sales. However, it doesn’t provide much detail on rates. ISOs and business loan brokers should contact the company for more information.
How to Apply to Clicklease:
Small business owners can complete the “Get Started Section” to see equipment vendors who can offer them leasing terms through Clicklease.
Equipment vendors can submit equipment purchasers for financing with the following steps:
Step 1: Submit an Application
Small business owners complete the 8-question application on the Clicklease website or through a partner seller. Clicklease will provide an instant decision.
Step 2: Send Customers a Contract
Once Clicklease approves an application, the equipment vendor sends the purchaser a contract to finalize the lease.
Step 3: Send an Invoice
Once the customer signs off on the offer, the equipment vendor sends the invoice to Clicklease, which then pays the vendor for the invoice amount.
Clicklease, Post Funding:
After securing equipment financing through Clicklease, reviewing the lease agreements meticulously is crucial. Understand lease payments, due dates, late fees, and purchase options provided.
Most equipment lessees have monthly payments due. Ask Clicklease whether an early buyout is available under your lease. However, it depends on the lease agreement. Ensure you verify early payment options with Clicklease. If you have trouble making payments, contact Clicklease customer service to discuss your options.
Clicklease’s website does not say whether lease payments are reported to business credit bureaus, so ask whether this type of financing will build business credit. However, it may be possible to self-report in some cases.
Clicklease, Post Funding:
After securing equipment financing through Clicklease, reviewing the lease agreements meticulously is crucial. Understand lease payments, due dates, late fees, and purchase options provided.
Most equipment lessees have monthly payments due. Ask Clicklease whether an early buyout is available under your lease. However, it depends on the lease agreement. Ensure you verify early payment options with Clicklease.
Clicklease’s website does not say whether lease payments are reported to business credit bureaus, so ask whether this type of financing will build business credit. However, it may be possible to self-report in some cases.
What are the advantages of Clicklease?
Clicklease gives automated decisions in seconds, which can help businesses that need equipment quickly. This quick approval process is crucial for companies needing to acquire equipment promptly.
Clicklease usually offers about three payment options, from lower payments over a longer term to higher payments over a shorter term, so you can pick one that fits your cash flow. This flexibility aids in better financial management.
One notable advantage of Clicklease is the purchase option provided to businesses at the end of the lease term. Typically, the customer makes three more monthly payments at the end of the term and then owns the equipment.
Clicklease shows the approval amount and estimated monthly payments in its app before you sign. A documentation fee of $79 to $499 is charged at signing and does not count toward the lease balance.
What are the disadvantages of Clicklease?
Review the late-fee terms in your lease agreement. Some customer reviews mention unexpected charges, fees or account drafts.
Small businesses should carefully review the purchase options at the end of the lease term to avoid unexpected costs. Because Clicklease approves applicants with weaker credit or little time in business, its total cost can be higher than bank financing; Clicklease compares its average cost to an expensive credit card, so review the financing terms before you sign.
In addition, the company’s financing options go up to $30,000. While that’s suitable for some business equipment, companies seeking more expensive equipment must find a different financing company. Some reviewers say the lease terms were not clear to them.
Clicklease Pros & Cons
Pros:
- Quick and easy application process.
- Usually about three payment options to choose from.
- No down payment (a documentation fee applies).
- Ability to finance equipment for businesses of all sizes.
Cons:
- Higher total cost than traditional bank financing.
- Limited to financing equipment only.
- Documentation fee of $79–$499 at signing.
- Maximum approval of $30,000.
Clicklease Frequently Asked Questions
Is Clicklease legit?
Yes, Clicklease is a legitimate financial services company. It has been accredited by the Better Business Bureau (BBB) since March 2019 and holds an A+ rating. In addition, the company’s website has an up-to-date SSL certificate, indicating that your data is protected.
Many negative reviews focus on the total cost of the lease. Even so, make sure you fully understand the repayment process before committing to Clicklease.
What do Clicklease customer reviews typically focus on?
Clicklease’s customer reviews are mixed across platforms. As of October 31, 2026, Clicklease averages 2.51 out of 5 across 83 BBB customer reviews and has a 4.4 TrustScore on Trustpilot from 113 reviews.
Customers often appreciate the ease of the instant approval process for equipment financing with Clicklease. The quick approval decision and minimal documentation requirements stand out. Many customers highlight the flexibility of lease agreements, especially in terms of lease payments and purchase options.
Positive experiences with Clicklease’s customer service are frequently mentioned in reviews. Customers express satisfaction with contacting the company for inquiries or assistance regarding their account or lease agreements.
Negative customer reviews for Clicklease often focus on issues such as hidden fees, poor customer service, slow approval processes, and difficulty canceling contracts. Customers have expressed frustration with unexpected charges, lack of transparency, unresponsive support staff, and delays in receiving funding. Some reviews also mention concerns about having to pay sales tax on equipment sourced from sellers where no sales tax was expected.
Some have also mentioned dissatisfaction with the overall leasing experience and felt misled by the company’s advertising. Negative reviews highlight concerns about Clicklease’s reliability and communication with its customers. Some customers say the total cost of their lease was high.
What if Clicklease denies me?
Clicklease may deny an equipment lease application for various reasons, such as issues with cash flow, credit history, or the equipment being financed. The denial letter should explain why you weren’t approved. If not, you can contact them directly for more information.
Fortunately, there are many options for equipment financing if Clicklease doesn’t work for your needs. Many alternative and online lenders offer quick and easy application processes with fast approval and funding times.
Additionally, many lenders offer business funding options beyond equipment financing. You may be interested in one of the following small business loans:
Making Your Decision
Clicklease can be a viable option for equipment sellers seeking third-party financing or equipment buyers needing help finding a vendor and financing. It may also fit businesses that need equipment costing up to $30,000.
Business owners seeking more than $30,000 will need a different provider. Additionally, highly qualified equipment buyers can likely find lower-cost alternatives or companies offering more equipment loan and leasing options.
Based on the available information, we rate Clicklease at 3 out of 5. It can be a practical option for businesses leasing equipment up to $30,000, with fast decisions and all credit scores welcome, but its total cost can be higher than bank financing and it offers equipment leasing only. Small business owners should carefully review any Clicklease offers and compare them with other equipment financing offers before signing a lease.
Disclaimer: The Clicklease trademark is owned by Clicklease, LLC, and its use herein is for reference purposes only, and it does not indicate sponsorship or endorsement from Clicklease LLC.
Jared Weitz
Jared Weitz is the Founder & CEO of United Capital Source (UCS), one of the nation’s fastest-growing business financing marketplaces. Since founding the company in 2011, Jared has built a technology-enabled platform that has facilitated over $1.6 billion in funding to more than 40,000 businesses across the United States. Under his leadership, UCS has evolved into a full-service marketplace that connects business owners with 80+ lenders while providing hands-on guidance throughout the entire funding process. UCS works directly with each applicant, leveraging technology and experienced funding professionals to match businesses with the right financing options, structure deals, and guide them from application through funding and future growth. Jared’s work has earned national recognition, including the National Commercial Loan Broker of the Year award in 2019, and placements on the Inc. 5000 list in 2015 and 2017. He also serves as Broker Council Co-Chairman for the Small Business Finance Association, where he helps advocate for expanded access to capital for small businesses nationwide.
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