Shopify Capital is the small business financing arm of the highly popular eCommerce platform Shopify Inc. Small business owners using the platform might qualify for a Shopify loan or merchant cash advance. Applications are invite-only, meaning the company will message you when your business is eligible.
Shore Funding Solutions is a small business funding broker headquartered in Melville, New York. Founded for business owners who cannot secure a conventional loan, it bills itself as a fast source of capital across many industries. Rather than lending its own money, it acts as a broker: it takes an application, then matches the business with third-party funders and financial services within its network.
Simply Funding is a direct funder specializing exclusively in merchant cash advances (MCAs). Founded in 2017 by Bernard Mittelman, the company is headquartered in New York and has grown from a small operation into a 28-person team serving businesses across the country.
SLIM Capital, LLC is a nationwide independent direct finance company headquartered in Beverly Hills, California. Founded in 2016, the company was built on the idea that a smarter lending environment, powered by technology and relationship-driven service, could deliver higher-quality deals and greater success for small- to mid-sized businesses. The company specializes in equipment financing and equipment leasing across a wide range of industries, including construction, manufacturing, transportation, healthcare, and technology.
SmartBiz offers a streamlined approach to applying for SBA 7(a) Loans. Business owners can use the SBA 7(a) for commercial real estate loans, working capital, or debt refinancing. You only apply once, and they take care of sending your application to SBA lenders in their network.
SnapCap is an alternative online lender offering short-term financing to small business owners. They specialize in expediting the business loan process. From their streamlined application process to fast funding time, the company aims to bring you working capital in a snap.
Small businesses often need financing help at some point. But most traditional lenders like banks and credit unions have stringent qualifications and rigid repayment structures.
Some alternative lenders, like SOS Capital, provide quick funding, flexible terms, and accessible qualifications. However, the online lender might not be the right choice for every small business.
Spartan Capital is an alternative financing firm headquartered in Middletown, New York. Founded to provide small businesses with access to working capital, the company positions itself as a partner for entrepreneurs who may not qualify for traditional bank loans. It originally launched in New Jersey.
Spartan can provide fast, flexible, and transparent business financing options that allow capital to work for businesses. Rather than offering large, institutional-style loans, the firm focuses on more practical funding options tailored to real-world small business concerns.
Specialty Capital, LLC offers alternative funding solutions for small to medium-sized businesses. The company is headquartered in Great Neck, New York, and serves clients across the country, helping companies to secure working capital when they may not qualify for conventional bank loans. Specialty Capital’s model is designed to assist businesses that fall outside traditional credit guidelines, including those with lower credit scores, seasonal cash flows, or recent financial challenges.
Splash Advance is a merchant cash advance (MCA) company that provides quick funding for businesses. The company is headquartered in Boca Raton, Florida, and operates across the United States.
Splash Advance operates as a direct funder, offering faster payouts by eliminating the need for a middleman. Its primary focus is on delivering same-day or next-day capital to small businesses that may not qualify for bank loans.
Square, a point-of-sale payment service like PayPal or Stripe, offers small business loans to merchants with a Square account. At first, Square Capital’s product might not seem unique. But when you look further into the requirements and repayment structure, it’s not difficult to see why Square Loans have grown so significantly over the several years.
Startup Loans USA is a business financing company that specializes in helping entrepreneurs access startup business loans and unsecured funding. Headquartered in Boise, Idaho, the company was founded in 2004 and has reportedly helped clients secure over $850 million in business funding.
StreetShares launched in 2014 in Reston, Virginia, founded by Mark Rockefeller and Mickey Konson, with a mission rooted in military experience: to get fair capital to veteran-owned businesses that banks kept turning away. Business owners pitch their companies through a short, mobile-enabled application, and investors compete to fund them, with winning bids combined into a single loan. The pitch that military veterans make some of America’s best business owners was marketing, but it was marketing the founders plainly believed in.
The Holy Trinity of payment processors is PayPal, Square, and Stripe. As of September 2019, all three offer their own business financing services. The last to join the club was Stripe, and it’s easy to see why they waited so long. Compared to PayPal Working Capital and Square Capital, Stripe Capital is designed for a more specific customer type.
Sunwise Capital, a Deerfield Beach-based commercial lender launched in 2010, specializes in fast, data-driven business financing. Headquartered in Florida on Hillsboro Blvd, the company operates as a non-bank alternative lender focused on performance-based underwriting and streamlined funding.
Sutton Funding is an alternative business funding company that provides financing solutions to small businesses that may struggle to secure capital through traditional banks or large financial institutions. The company operates as Sutton Funding NY Inc. and is headquartered in New York, serving clients across multiple industries and markets. Sutton Funding positions itself as a fast, technology-driven lender focused on accessibility, speed, and personalized support for business owners.
Swoop Funding, a UK-based company, was founded in 2018 by Andrea Reynolds and Ciaran Burke. Its services are available in the UK, the US, and other nations. As a credit broker, Swoop does not directly provide loans or other finance products.
The company specializes in business funding, offering services like business loans, equity finance, research and development (R&D) tax credits, and business finance solutions. Despite being based in the UK, Swoop Funding extends its services globally, including the United States.
In the US, Swoop Funding has established offices to serve small business owners seeking financial support. The company aims to assist US entrepreneurs by providing them with access to various funding options tailored to their specific needs.
Lenders like Taycor Financial offer various equipment leasing and financing options. It also provides a variety of business loans to help you meet working capital needs.
The Fundworks is a legitimate American merchant cash advance company operating as Fundworks LLC. Founded in 2015 and Delaware-registered, it runs from Van Nuys, California, and Salt Lake City, Utah, with SEC filings and a $30 million notes offering completed in 2022.
Use our simple online application to submit a request for business funding. If you need any help along the way, just give us a call, chat or email.
An expert, knowledgeable account executive will walk you through all the fine details and the requirements. This is to ensure you have all the info you need.
Once your funding has been approved & closed, the lender sends the funds to your account so you can start using it to grow your business.
