Shield Funding provides multiple small business loans, from short-term to SBA loans. Business owners can find funding for almost any business need with different options.
Shopify Capital is the small business financing arm of the highly popular eCommerce platform Shopify Inc. Small business owners using the platform might qualify for a Shopify loan or merchant cash advance. Applications are invite-only, meaning the company will message you when your business is eligible.
Shore Funding Solutions is a New York–based financing company headquartered in Melville, NY. The company was founded to bridge the gap between traditional bank lending and the urgent financial needs of small businesses. Over the years, Shore Funding has facilitated hundreds of millions of dollars in loans, helping clients across various industries secure capital to grow and stabilize their operations, and has supported numerous businesses with a wide range of funding options.
Shore Funding Solutions assists clients across various industries throughout the United States. The company leverages both in-house funding and a vast network of lending partners to deliver customized financing solutions tailored to its clients’ needs. This hybrid approach enables small businesses to access a wider variety of products, providing them with flexibility when traditional banks decline their applications.
SmartBiz offers a streamlined approach to applying for SBA 7(a) Loans. Business owners can use the SBA 7(a) for commercial real estate loans, working capital, or debt refinancing. You only apply once, and they take care of sending your application to SBA lenders in their network.
SnapCap is an alternative online lender offering short-term financing to small business owners. They specialize in expediting the business loan process. From their streamlined application process to fast funding time, the company aims to bring you working capital in a snap.
Small businesses often need financing help at some point. But most traditional lenders like banks and credit unions have stringent qualifications and rigid repayment structures.
Some alternative lenders, like SOS Capital, provide quick funding, flexible terms, and accessible qualifications. However, the online lender might not be the right choice for every small business.
Spartan Capital is an alternative financing firm headquartered in Middletown, New York. Founded to provide small businesses with access to working capital, the company positions itself as a partner for entrepreneurs who may not qualify for traditional bank loans. It originally launched in New Jersey.
Spartan can provide fast, flexible, and transparent business financing options that allow capital to work for businesses. Rather than offering large, institutional-style loans, the firm focuses on more practical funding options tailored to real-world small business concerns.
Splash Advance is a merchant cash advance (MCA) company that provides quick funding for businesses. The company is headquartered in Boca Raton, Florida, and operates across the United States.
Splash Advance operates as a direct funder, offering faster payouts by eliminating the need for a middleman. Its primary focus is on delivering same-day or next-day capital to small businesses that may not qualify for bank loans.
Square, a point-of-sale payment service like PayPal or Stripe, offers small business loans to merchants with a Square account. At first, Square Capital’s product might not seem unique. But when you look further into the requirements and repayment structure, it’s not difficult to see why Square Loans have grown so significantly over the several years.
StreetShares connects business owners to financing programs to help their companies grow. The lending platform began as a financing solution for veterans who owned their businesses but expanded to include financing for all small businesses.
The Holy Trinity of payment processors is PayPal, Square, and Stripe. As of September 2019, all three offer their own business financing services. The last to join the club was Stripe, and it’s easy to see why they waited so long. Compared to PayPal Working Capital and Square Capital, Stripe Capital is designed for a more specific customer type.
Swoop Funding, a UK-based company, was founded in 2018 by Andrea Reynolds and Ciaran Burke. Its services are available in the UK, the US, and other nations. As a credit broker, Swoop does not directly provide loans or other finance products.
The company specializes in business funding, offering services like business loans, equity finance, research and development (R&D) tax credits, and business finance solutions. Despite being based in the UK, Swoop Funding extends its services globally, including the United States.
In the US, Swoop Funding has established offices to serve small business owners seeking financial support. The company aims to assist US entrepreneurs by providing them with access to various funding options tailored to their specific needs.
Lenders like Taycor Financial offer various equipment leasing and financing options. It also provides a variety of business loans to help you meet working capital needs.
Small business owners considering a merchant cash advance might be interested in The Fundworks. It provides a quick and easy application with funding available the day after approval.
The LCF Group is a New York-based direct funder offering fast, flexible funding to businesses of all kinds. The company has funded thousands of businesses across every industry and state since launching in 2011. Headquartered in New Hyde Park, NY, the company has been in business for more than a decade, helping merchants and small business owners across the United States access working capital when banks or credit unions won’t approve them.
According to its official website, The LCF Group was founded with the mission of “ensuring that every business in America has access to the capital it needs to grow.” Its leadership team and account managers emphasize transparency, professionalism, and speed — qualities that are frequently highlighted in user feedback.
Modern small business owners have many options for online lenders, and today we’re discussing Torro Funding. The alternative lender provides a convenient application process with a fast turnaround on approval and funding.
Torro’s specialization in startup financing is one thing that sets it apart. Many financial companies don’t lend to startups because it’s an unproven business.
However, the funding company might not be the best option for every small business owner or aspiring entrepreneur. Some of its limitations include high fees and low borrowing amounts.
Total Merchant Resources (TMR) is an alternative finance company headquartered in Piscataway, New Jersey. Founded in 2008, Total Merchant Resources has been in business for over 15 years, demonstrating its experience and stability in the industry. The company’s mission is to help small businesses access the funding they need to sustain cash flow and expand, particularly when banks are unwilling to extend credit. The company provides various working capital solutions, including merchant cash advances, equipment leasing, business lines of credit, and fix-and-flip loans for real estate investors.
Triumph, formerly Triumph Business Capital, is a prominent factoring company specializing in financial solutions for small businesses, particularly those in the trucking industry. Triumph offers services such as invoice factoring, equipment financing, and asset-based lending, helping businesses manage their cash flow and working capital needs.
The problem is that many commercial banks focus on enterprise-level financing for large corporations. Truist Bank is one exception because it offers traditional financing options for small businesses.
However, the traditional lender might not be the right fit for every business. We can help you decide if Truist meets your financing needs by covering the pros, cons and how to apply.
The digital revolution of the last thirty years has significantly changed the world of business financing. The emergence of financial technology (fintech) powered online lenders provides small business owners with an ever-growing pool of funding options.
While that helps provide businesses with funding options for every situation, navigating the available lenders can be tedious, time-consuming, and frustrating. Lending marketplaces and brokerages like UpCrunch seek to solve the problem by matching you with the lenders that best suit your funding needs.
However, the company might not be suitable for every small business. It doesn’t provide information on costs, and its bespoke funding options require a high-touch approach. Some business owners might prefer more upfront information in a self-service model.
Use our simple online application to submit a request for business funding. If you need any help along the way, just give us a call, chat or email.
An expert, knowledgeable account executive will walk you through all the fine details and the requirements. This is to ensure you have all the info you need.
Once your funding has been approved & closed, the lender sends the funds to your account so you can start using it to grow your business.
