Seek Business Capital, or Seek Capital, is a lending referral service designed to help you obtain funding that meets your needs and qualifications. The service enables you to secure working capital to grow and support your business.
The referral service differs from many online lending options because it is not a lender or lending marketing place. It does help you connect to multiple lenders, though.
Small business owners seeking up to $250,000 in working capital or $1 million in equipment financing may be interested in Select Funding. The online lender only requires a credit score of 500 and specializes in fast funding.
However, the funder might not be the right option for every business. It doesn’t provide much detail on costs, but online reviews suggest the rates are high.
SG Credit Partners is a business-to-business lender that focuses on specific, situational financing. The firm was established as a credit platform for underserved lower-middle-market businesses and provides tailored credit solutions for companies facing growth transitions, restructuring, working capital constraints, or business acquisition opportunities.
The firm works with companies that may not fit conventional credit criteria due to short earnings history, limited collateral coverage, or evolving business models—particularly common in fast-growing software and consumer brands. Since its formation, SG Credit Partners has invested in more than 200 companies, originating over $1.0 billion in commitments across its lending verticals.
Shield Funding provides multiple small business loans, from short-term to SBA loans. Business owners can find funding for almost any business need with different options.
Shopify Capital is the small business financing arm of the highly popular eCommerce platform Shopify Inc. Small business owners using the platform might qualify for a Shopify loan or merchant cash advance. Applications are invite-only, meaning the company will message you when your business is eligible.
Shore Funding Solutions is a New York–based financing company headquartered in Melville, NY. The company was founded to bridge the gap between traditional bank lending and the urgent financial needs of small businesses. Over the years, Shore Funding has facilitated hundreds of millions of dollars in loans, helping clients across various industries secure capital to grow and stabilize their operations, and has supported numerous businesses with a wide range of funding options.
Shore Funding Solutions assists clients across various industries throughout the United States. The company leverages both in-house funding and a vast network of lending partners to deliver customized financing solutions tailored to its clients’ needs. This hybrid approach enables small businesses to access a wider variety of products, providing them with flexibility when traditional banks decline their applications.
SmartBiz offers a streamlined approach to applying for SBA 7(a) Loans. Business owners can use the SBA 7(a) for commercial real estate loans, working capital, or debt refinancing. You only apply once, and they take care of sending your application to SBA lenders in their network.
SnapCap is an alternative online lender offering short-term financing to small business owners. They specialize in expediting the business loan process. From their streamlined application process to fast funding time, the company aims to bring you working capital in a snap.
Small businesses often need financing help at some point. But most traditional lenders like banks and credit unions have stringent qualifications and rigid repayment structures.
Some alternative lenders, like SOS Capital, provide quick funding, flexible terms, and accessible qualifications. However, the online lender might not be the right choice for every small business.
Spartan Capital is an alternative financing firm headquartered in Middletown, New York. Founded to provide small businesses with access to working capital, the company positions itself as a partner for entrepreneurs who may not qualify for traditional bank loans. It originally launched in New Jersey.
Spartan can provide fast, flexible, and transparent business financing options that allow capital to work for businesses. Rather than offering large, institutional-style loans, the firm focuses on more practical funding options tailored to real-world small business concerns.
Specialty Capital, LLC offers alternative funding solutions for small to medium-sized businesses. The company is headquartered in Great Neck, New York, and serves clients across the country, helping companies to secure working capital when they may not qualify for conventional bank loans. Specialty Capital’s model is designed to assist businesses that fall outside traditional credit guidelines, including those with lower credit scores, seasonal cash flows, or recent financial challenges.
Splash Advance is a merchant cash advance (MCA) company that provides quick funding for businesses. The company is headquartered in Boca Raton, Florida, and operates across the United States.
Splash Advance operates as a direct funder, offering faster payouts by eliminating the need for a middleman. Its primary focus is on delivering same-day or next-day capital to small businesses that may not qualify for bank loans.
Square, a point-of-sale payment service like PayPal or Stripe, offers small business loans to merchants with a Square account. At first, Square Capital’s product might not seem unique. But when you look further into the requirements and repayment structure, it’s not difficult to see why Square Loans have grown so significantly over the several years.
StreetShares connects business owners to financing programs to help their companies grow. The lending platform began as a financing solution for veterans who owned their businesses but expanded to include financing for all small businesses.
The Holy Trinity of payment processors is PayPal, Square, and Stripe. As of September 2019, all three offer their own business financing services. The last to join the club was Stripe, and it’s easy to see why they waited so long. Compared to PayPal Working Capital and Square Capital, Stripe Capital is designed for a more specific customer type.
Sutton Funding is an alternative business funding company that provides financing solutions to small businesses that may struggle to secure capital through traditional banks or large financial institutions. The company operates as Sutton Funding NY Inc. and is headquartered in New York, serving clients across multiple industries and markets. Sutton Funding positions itself as a fast, technology-driven lender focused on accessibility, speed, and personalized support for business owners.
Swoop Funding, a UK-based company, was founded in 2018 by Andrea Reynolds and Ciaran Burke. Its services are available in the UK, the US, and other nations. As a credit broker, Swoop does not directly provide loans or other finance products.
The company specializes in business funding, offering services like business loans, equity finance, research and development (R&D) tax credits, and business finance solutions. Despite being based in the UK, Swoop Funding extends its services globally, including the United States.
In the US, Swoop Funding has established offices to serve small business owners seeking financial support. The company aims to assist US entrepreneurs by providing them with access to various funding options tailored to their specific needs.
Lenders like Taycor Financial offer various equipment leasing and financing options. It also provides a variety of business loans to help you meet working capital needs.
Small business owners considering a merchant cash advance might be interested in The Fundworks. It provides a quick and easy application with funding available the day after approval.
The LCF Group is a New York-based direct funder offering fast, flexible funding to businesses of all kinds. The company has funded thousands of businesses across every industry and state since launching in 2011. Headquartered in New Hyde Park, NY, the company has been in business for more than a decade, helping merchants and small business owners across the United States access working capital when banks or credit unions won’t approve them.
According to its official website, The LCF Group was founded with the mission of “ensuring that every business in America has access to the capital it needs to grow.” Its leadership team and account managers emphasize transparency, professionalism, and speed — qualities that are frequently highlighted in user feedback.
Use our simple online application to submit a request for business funding. If you need any help along the way, just give us a call, chat or email.
An expert, knowledgeable account executive will walk you through all the fine details and the requirements. This is to ensure you have all the info you need.
Once your funding has been approved & closed, the lender sends the funds to your account so you can start using it to grow your business.
