Learn About The Industry’s Top Lenders

PIRS Capital is an alternative funding provider that delivers fast, flexible financing solutions for small businesses, with a strong focus on eCommerce and digital-first companies. Headquartered in Miami Beach, Florida, the company serves businesses nationwide, including major commercial hubs such as New York and other U.S. markets.

Founded in 2012, PIRS Capital was built around the goal of creating long-term client relationships through financial expertise and high-quality customer service. In 2019, the company was recognized as one of Inc. Magazine’s 5000 fastest-growing private companies and raised $20 million in debt financing to expand its merchant cash advance (MCA) offerings.

Plexe® is a fintech solution designed for small and medium businesses. Founded in 2018, the company is headquartered in Greenwood Village, Colorado. It aims to simplify financial management for growing businesses by combining multiple working capital solutions into a single, innovative, revolving line of credit. This means businesses don’t have to worry about managing multiple lending products as they only have one lending solution.

The products offered by Plexe adapt quickly to changing business needs. This flexibility allows companies to scale their financial tools as they grow. Business owners can select features that best suit their operations.

Porter Capital is a financial services company specializing in accounts receivable financing, asset-based lending, and invoice factoring for small to mid-sized businesses. Founded in 1991 by brothers Donald and Marc Porter, the company has more than three decades of experience providing business funding to help companies that need working capital or want to improve cash flow by leveraging unpaid invoices. Porter Capital is headquartered in Birmingham, Alabama.

The company serves clients in staffing, professional services, manufacturing, distribution, technology, and other commercial industries where organizations frequently rely on invoicing terms such as Net 30, Net 60, or even Net 90. Instead of forcing companies to wait for customers to pay, Porter Capital advances funds against accounts receivable, enabling predictable, immediate cash to support operations and business growth.

Qualify Funding Solutions (QFS) Capital is an alternative business funding company that offers creative funding options to small business owners. The company operates in the non-bank financing market and offers programs for businesses that may not qualify for traditional loans.

According to publicly available information, QFS Capital is based in Florida and markets its services nationwide. Its website emphasizes quick decisions, accessible underwriting, and flexible options for both direct business clients and its ISO network. QFS Capital specializes in debt consolidation, restructuring, and cash flow relief for small businesses.

QualiFi is an online business loan marketplace that helps small business owners access funding from a range of lenders across various industries. Founded to simplify and accelerate business financing, QualiFi provides clients with a single point of access to multiple financial solutions.

Headquartered in Broomall, Pennsylvania, the company serves businesses throughout the United States. Its mission is to help clients secure traditional bank financing alternatives when banks decline, offering a safety net for business owners seeking more flexible capital options.

Quantum Lending Solutions (QLS) is a business financing and credit platform serving small and medium-sized businesses (SMBs) as well as financial institutions seeking to expand their lending capabilities. The company was formed through the merger of Fundation—a long-standing digital lending infrastructure provider—and Camino Financial, a community development financial institution (CDFI) known for supporting underserved small businesses.

This merger created a full-spectrum SMB lender, combining Camino’s mission-driven lending with Fundation’s technology infrastructure. Quantum Lending Solutions now delivers a wide array of financing options and embedded lending services through a unified platform. The company is headquartered in Reston, Virginia.

QuickBooks Capital is a financial service offered by Intuit Financing. It helps small businesses access loans. Business owners can apply for a business loan directly from their QuickBooks account.

The service offers installment loans and a line of credit. Additionally, users can apply for other small business loans through QuickBooks Capital Marketplace, which connects users to a network of QuickBooks lender partners.

Quicksilver Capital is an alternative business funding company that provides working capital solutions primarily to small businesses that may not qualify for traditional bank financing. The company markets itself as a fast, convenient option for businesses that need access to capital without the lengthy underwriting timelines of banks.

Rapid Finance offers a diverse line of small business loans. Few small business lenders can boast Rapid Finance’s quick funding time. As the name says, the company specializes in rapid financing programs.

The company enjoys an excellent online reputation and is a leader in the business financing space. However, their product line, potentially high interest rates, and fees might not fit every small business.

Small business owners have many options for financing, but SBA loans remain the gold standard. The drawback to SBA loans is that most lenders have strict qualifications, and getting your funds takes weeks or months.

Some lenders, like Ready Capital, can help expedite the process as an SBA-preferred lender. The company also offers USDA B&I loans. However, it might not be the right fit for every small business.

Reliance Financial LLC (“Reliance”) is a relatively new company, incorporated in 2021, with headquarters in Farmingdale, New Jersey. The company appears to focus on providing revenue-based financing for small businesses, though its online presence is limited. Much of its website is dedicated to its ISO (Independent Sales Organization) partner program rather than direct applications from small business owners.

Reliant Funding is a lending institution specializing in merchant cash advances for small and medium-sized businesses. Like most alternative lenders, the company offers an easy online application and faster funding than traditional lenders.

Revenued is a company that helps businesses with funding. It offers a revenue-based business card, which works like a merchant cash advance. Businesses can use it to access funds based on their future revenue.

The process is straightforward. First, a business applies for the Revenued card online. Next, it provides information about its business revenue and financial history. After approval, it receives the card and can use it immediately.

Instead of applying for loans, businesses can use this card for quick access to funds. When a business earns money, it pays back the amount borrowed, making payments easier to manage.

Riviera Finance is an established financing company specializing in invoice factoring for small businesses. The company purchases outstanding invoices from your clients so you can turn your accounts receivable into instant working capital to maintain cash flow.

Same Day Business Funding is an online business loan platform that helps small businesses access fast funding. The company advertises a quick, five-minute online application and promotes same-day approvals for qualified applicants. According to its website, approved businesses may receive funding within hours, with next-business-day or even same-day funding possible in certain scenarios.

Samson Funding is a New York-based alternative financing provider that helps small businesses access quick capital solutions when traditional loans aren’t an option. The company aims to empower businesses through simple, customized financial solutions that fit their cash flow needs.

They aim to build long-term client partnerships by offering support and access to flexible funding throughout their growth journey. The firm is known for fast approvals, minimal documentation, and a straightforward application process.

SBG Funding is an alternative online lender providing various financing options for small and medium-sized businesses. Headquartered in New York, the company was founded in 2017 to provide faster access to capital than traditional banks. Since then, it has become a recognized name among small business lenders, funding thousands of companies across multiple industries.

SBG Funding offers a variety of business loan types, including term loans, lines of credit, equipment financing, and invoice financing. Its loan products are designed for businesses that may not qualify for bank loans but have consistent revenue and a need for flexible funding solutions. With loan amounts ranging from $10,000 to $10 million, depending on the type of loan, the company has positioned itself as a versatile option for both small businesses and mid-sized companies with larger capital needs.

Seek Business Capital, or Seek Capital, is a lending referral service designed to help you obtain funding that meets your needs and qualifications. The service enables you to secure working capital to grow and support your business.

The referral service differs from many online lending options because it is not a lender or lending marketing place. It does help you connect to multiple lenders, though.

Small business owners seeking up to $250,000 in working capital or $1 million in equipment financing may be interested in Select Funding. The online lender only requires a credit score of 500 and specializes in fast funding.

However, the funder might not be the right option for every business. It doesn’t provide much detail on costs, but online reviews suggest the rates are high.

SellersFi is a global financial technology company founded in 2017 to provide specialized funding and strategic solutions for eCommerce businesses. Headquartered in New York, New York, the company focuses exclusively on online sellers operating on major marketplaces.

Since its founding, SellersFi has deployed over $1 billion in working capital and financing to approximately 30,000 eCommerce sellers across multiple countries. The company primarily serves businesses incorporated in the United States, Canada, Australia, and the United Kingdom.