We know all the routes to take
to get you the best business loan
Since private learning institutions are known for having limited funds at their disposal, they might assume their options for small business loans are slim. At United Capital Source, however, we work with myriad businesses facing similar predicaments. Borrowers do not have to be heavily capitalized nor does their cash flow have to be perfectly consistent all throughout the year. This allows us to facilitate various types of business loans when clients are in their slow seasons but must prepare for upcoming busy periods, such as the beginning of a school’s first semester.
We also understand that the largest investments of private learning institutions (equipment, apprenticeships, property) do not immediately produce revenue that could be then be used to pay off the debt. Our famously flexible terms can be adjusted so that the business is not expected to make substantial payments right away. Extensive marketing campaigns, for example, will bring in more students over time. We may very well be able to negotiate a repayment system that bases payments on the amount of students enrolled at different periods.
Mounting expenses do not have to inhibit growth
Some of the most successful private learning institutions are franchises like Mathnasium. The cost of opening a new center, however, is much higher than when the first Mathnasiums were opened nearly 20 years ago. This is why UCS offers special franchise business loans designed to help cover numerous operating and expansion costs such as the notoriously outrageous “franchise fee.”
Franchises can find themselves in cash flow crunches due to a confluence of factors like seasonality, required refurbishments, and mandatory marketing deductions. When multiple expenses pile up at the same time, our franchise business loans can save you from having to dig too far into operational funding or endangering profitability. Mandatory expenses aren’t always imposed at the most convenient time but we can help you cover these expenses and repay the debt when it is most convenient for your financial cycle. Apply now to see how much you qualify for!