Same-week MCA funding is usually a documentation and verification issue, not a credit-score issue. Your deposits and trends matter more than your FICO. Understanding the difference between approval, contract signing, and funding disbursement is critical.
Approval means an underwriter reviewed your statements and offered terms. Contract signing means you agreed to the factor rate, holdback, and total payback. Funding
If you need financing for your business in 2026, understanding current SBA loan interest rates can save you thousands of dollars. In 2026, SBA 7(a) interest rates are generally priced as a base rate (usually Prime) plus a lender spread, with SBA-set maximum caps that depend on loan size and whether the rate is fixed or variable. This guide provides
How a Business Line of Credit Works Picture this scenario. You’re approved for $50,000. Two weeks later, you draw $12,000 to cover payroll. Interest starts accruing on that $12,000 immediately, but your available credit still shows $38,000. When you repay $5,000 next month, your available credit will increase to $43,000 without reapplying. That’s the core mechanic of revolving credit. A
Running a small business means keeping expenses in check while still stocking up on the necessary supplies to operate smoothly. For many owners, wholesale clubs like BJ’s Wholesale Club offer significant savings by allowing bulk purchases at discounted prices. To make those savings go further, BJ’s also provides its own line of business credit cards, which reward you for BJ’s
What are Online Business Loans? Online business loans are financing products that small businesses can apply for and manage entirely online. They’re offered primarily by online lenders and alternative financing companies, though some traditional banks now offer digital loan programs. What makes them unique is their streamlined application process, faster funding times, and often more flexible eligibility requirements compared to
Lenders typically consider dentist business loans safe investments because dental professionals earn a higher-than-average salary, and dentists are always in demand regardless of external variables. Dental practice loan programs are open to family dentistry practices, orthodontists, periodontists, endodontists, prosthodontists, and oral surgeons.
A landscaping business is a type of gardening business. The term “landscaping” is not technically used in a scientific sense but instead refers to the physical adornments placed around structures and buildings, including gardens, pathways, trees, and more.
The lawn care business requires skill and an eye for beautiful designs but can also need landscaping business loans from a bank
Modern-day gas stations are full-service convenience stores that offer food and beverage, as well as fuel. Since these businesses often have many different types of equipment, gas station equipment financing is a big industry.
When it comes to maximizing your convenience store profitability and staying in compliance with gas station rules and regulations, for most business owners, the most effective
Having enough operating capital on hand for online stores is crucial to a company’s ability to cover current expenses, just like a brick-and-mortar store.
Whether you’ve been impacted by seasonality or need a boost to spend on payroll, inventory, and marketing, there are working capital solutions to help you stay afloat or grow your business.
With several available traditional loan
Gas station businesses are generally a common sight, but operating one is tough. The fuel market is competitive. A standard gas station must maintain a certain level of pumps, convenience store selection, and updated appearance to stay afloat and attract customers.
With the covid-19 pandemic no longer keeping Americans from traveling regularly, the energy sector is back and booming again.
