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United Capital Source Business Journal

Small business tips, news and resources for small business owners

Small Business Loans

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Minimum Credit Score Requirements for Small Business Loans: The Essential Guide

Credit scores play a crucial role in determining business loan eligibility. Lenders assess these scores to evaluate the creditworthiness of potential borrowers. Business lenders typically consider the business’s credit score and the personal credit score of the business owner(s).

Most lenders review your personal credit to determine financial responsibility and the likelihood of repayment. This is especially true of

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    Business Tips

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    What is Meta Pay For Business? – The Essential Guide

    Meta Pay is a digital payment system owned by Meta that offers users a convenient way to make online transactions. It can be accessed through the Meta Pay button on various apps, simplifying the payment process. Meta Pay provides quick and secure transactions for its users.

    Users can create Meta Pay accounts by verifying their information and setting up a

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    UCS & Industry News

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    IRS Pauses New ERC Claims Amid Growing Concerns: Impact on Business Owners

    It’s truly unfortunate that the program is being placed on hold due to bad actors trying to exploit it. It’s also frustrating that the IRS hadn’t taken more proactive measures to stop or prevent fraud prior to the rising concerns.

    It’s now a waiting game for eligible business owners until the moratorium is lifted. In the meantime, you can review

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      Current monthly sales deposit average to your business bank account?

      How much Working Capital would you like for your business?

      At UCS, we understand the value of your time and want to ensure that your application has a great chance of approval. Please take note of the following details before applying:
      • To be eligible, it’s necessary to have a business bank account with a well-established U.S. bank such as Chase, Wells Fargo, Bank of America, Citibank, or other major banks. Unfortunately, online-based bank accounts like PayPal, Chime, CashApp, etc., are not permitted.
      • When describing your current average monthly sales deposits to your business bank account, please provide accurate information. Our approval process is based on your current business performance, and it’s essential to provide accurate details about your current sales in the first question on the application form. We cannot approve applications based on projected revenues after receiving funding.
      We appreciate your understanding and cooperation in ensuring a smooth and successful application process.
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