Same-week MCA funding is usually a documentation and verification issue, not a credit-score issue. Your deposits and trends matter more than your FICO. Understanding the difference between approval, contract signing, and funding disbursement is critical.
Approval means an underwriter reviewed your statements and offered terms. Contract signing means you agreed to the factor rate, holdback, and total payback. Funding
If you need financing for your business in 2026, understanding current SBA loan interest rates can save you thousands of dollars. In 2026, SBA 7(a) interest rates are generally priced as a base rate (usually Prime) plus a lender spread, with SBA-set maximum caps that depend on loan size and whether the rate is fixed or variable. This guide provides
How a Business Line of Credit Works Picture this scenario. You’re approved for $50,000. Two weeks later, you draw $12,000 to cover payroll. Interest starts accruing on that $12,000 immediately, but your available credit still shows $38,000. When you repay $5,000 next month, your available credit will increase to $43,000 without reapplying. That’s the core mechanic of revolving credit. A
Running a small business means keeping expenses in check while still stocking up on the necessary supplies to operate smoothly. For many owners, wholesale clubs like BJ’s Wholesale Club offer significant savings by allowing bulk purchases at discounted prices. To make those savings go further, BJ’s also provides its own line of business credit cards, which reward you for BJ’s
What are Online Business Loans? Online business loans are financing products that small businesses can apply for and manage entirely online. They’re offered primarily by online lenders and alternative financing companies, though some traditional banks now offer digital loan programs. What makes them unique is their streamlined application process, faster funding times, and often more flexible eligibility requirements compared to
Every small business can make a big impression by participating in social media. Engaging with customers on their favorite network shows that you understand their preferences and want to learn more. According to Smart Insights, 76% of Americans use social media daily and up to 15 hours each week. Small businesses cannot pass up this opportunity to connect with individuals
NEW YORK, May 15, 2018,/PRNewswire-iReach/ — The Small Business Finance Association (SFBA) on 5/14/18 announced the launch of a new initiative called the SFBA Broker Council dedicated to bringing together responsible brokers that serve small businesses to focus on creating best practices. The Council has selected Jared Weitz, founder & CEO of United Capital Source Inc. has been selected as
United Capital Source is honored to announce our inclusion in the 2017 Inc. 5000 list of the fastest-growing private companies in the United States. Inc. is a magazine and website featuring content geared towards starting and improving small businesses.
NEW YORK – August 24, 2015 – United Capital Source announced its inclusion in the 2015 Inc. 5000 Honorees List of the fastest-growing businesses in the United States. Inc.com is an American monthly magazine focused on providing relevant and useful content to entrepreneurs and small businesses.
