United Capital Source Business Journal

Small business tips, news and resources for small business owners

Small Business Loans

Online Business Loans - A small business owner is focused on researching online business loans, viewing a computer screen that features icons representing a briefcase for business, a stack of cash for loans, and an upward arrow symbolizing growth, with the title "Online Business Loans" prominently displayed at the top. This image highlights the importance of understanding financing options, such as unsecured loans and flexible terms, for small business owners seeking to improve their cash flow and operational capabilities.

Online Business Loans: Quick Funding Solutions

What are Online Business Loans? Online business loans are financing products that small businesses can apply for and manage entirely online. They’re offered primarily by online lenders and alternative financing companies, though some traditional banks now offer digital loan programs. What makes them unique is their streamlined application process, faster funding times, and often more flexible eligibility requirements compared to

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    Business Tips

    How Long Does It Take for Tradelines to Post - A small business owner is engaged in a transaction with a supplier, utilizing credit tradelines to build their business credit profile. This interaction is essential for establishing a strong business credit profile and improving their overall credit health by maintaining a positive payment history.

    How Long Does It Take for Tradelines to Post? – The Essential Guide

    A tradeline is any credit account that appears on a credit report. In personal finance, this could be a credit card account, an auto loan, or a student loan. In the business world, business tradelines encompass vendor accounts, business credit cards, installment loans, and revolving accounts associated with your company.

    So, how long does it take for tradelines to appear

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      Current monthly sales deposit average to your business bank account?

      How much Working Capital would you like for your business?

      At UCS, we understand the value of your time and want to ensure that your application has a great chance of approval. Please take note of the following details before applying:
      • To be eligible, it’s necessary to have a business bank account with a well-established U.S. bank such as Chase, Wells Fargo, Bank of America, Citibank, or other major banks. Unfortunately, online-based bank accounts like PayPal, Chime, CashApp, etc., are not permitted.
      • When describing your current average monthly sales deposits to your business bank account, please provide accurate information. Our approval process is based on your current business performance, and it’s essential to provide accurate details about your current sales in the first question on the application form. We cannot approve applications based on projected revenues after receiving funding.
      We appreciate your understanding and cooperation in ensuring a smooth and successful application process.
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