A tradeline is any credit account that appears on a credit report. In personal finance, this could be a credit card account, an auto loan, or a student loan. In the business world, business tradelines encompass vendor accounts, business credit cards, installment loans, and revolving accounts associated with your company.
So, how long does it take for tradelines to appear
Chime is a financial technology company that offers personal banking services through a user-friendly mobile platform. While it offers banking features similar to traditional banks, it is not a bank. Instead, it partners with FDIC-insured institutions: The Bancorp Bank and Stride Bank. This partnership ensures account holders receive the same level of deposit insurance as they would with a traditional
A business bank account is a financial account used to manage a company’s funds. Unlike a personal checking account, a business account separates personal and professional finances, essential for accurate recordkeeping, tax reporting, and liability protection.
ChexSystems is a consumer reporting agency governed by the Fair Credit Reporting Act. It collects data on closed bank accounts, unpaid overdraft fees,
Cash-back business credit cards are tailored explicitly for business owners. They offer a smart and straightforward rewards-earning solution for all your business basics. These cards give cash back on eligible business purchases, helping business owners save money and reinvest in their businesses. Cash-back rewards are different from traditional rewards cards. Most importantly, they keep it simple, delivering businesses a clear-cut
LegalZoom, Incfile, and ZenBusiness are three top providers of business formation and management services designed to assist entrepreneurs with their ventures. Each platform simplifies tasks such as LLC formation, business compliance management, and more to help you build and manage your business. Though they’re all similar at their core, their features, pricing, and additional offerings vary greatly.
There are thousands of mobile apps for small businesses available today. Some are well-known apps from tech giants, while others are agile apps from independent developers.
Selecting the right app, or apps, for your business can be overwhelming. You want an app to help you stay organized and improve business efficiency without costing too much.
This guide can help you
Conducting background checks can help you verify the candidate is who they seem to be and will make a positive addition to the workplace. Identifying red flags can save you the time, energy, and costs of onboarding a bad hire.
Our best background check services list should help you verify your new hires. The cost of background checks often pales
Today’s employees have come to expect benefit packages like employer-provided group health insurance plans. While you might not be required to provide a health insurance plan, it will significantly help bring in and keep the top talent.
Business health insurance also offers some cost-mitigating benefits. You can potentially reduce your tax burden with a health insurance premium deduction. A group
What is a Business License? A business license grants your company the right to operate. There are various types of licenses and permits required in different industries. Some business licenses are mandatory, while others could be optional. Businesses can get licenses from local or state government agencies. Some licenses require applying to a federal agency. Other times a university, college,
Businesses often develop original ideas, content, products, logos, and product names to establish themselves in the market. However, other companies might try to compete by leveraging your unique intellectual property (I.P.).
Fortunately, you can take several legal protections to ensure exclusive use of your products and ideas. But it requires knowing the difference between trademarks, copyrights, and patents to know
Fraud Disclosure:
Please be aware that individuals have been fraudulently misrepresenting to business owners (and others) that United Capital Source, Inc. (“UCS”) can assist small businesses in receiving government grants and other forgivable business loans, when in fact those grants or loans do not exist or are not available. These individuals have ulterior motives and are engaging in the unauthorized use of the names, trademarks, domain names, and logos of UCS in an attempt to commit fraud upon unsuspecting small business owners.
UCS will never communicate with a prospective client on Facebook, Facebook Messenger, or any other type of social media. Further, any email communications will always come from an official UCS email address and not a Gmail, Yahoo, or other email domain. If you believe you have been contacted by someone posing as an employee of UCS, please email [email protected].