Each wholesale club’s card excels for a different type of business. Costco’s program is best suited for companies with heavy travel and dining budgets, Sam’s Club is ideal for fuel-intensive operations, and BJ’s is the most rewarding for frequent in-store buyers with smaller-ticket purchases.
Choosing the right card isn’t just about which wholesale club is closest to your business—it’s about
Running a small business means keeping expenses in check while still stocking up on the necessary supplies to operate smoothly. For many owners, wholesale clubs like BJ’s Wholesale Club offer significant savings by allowing bulk purchases at discounted prices. To make those savings go further, BJ’s also provides its own line of business credit cards, which reward you for BJ’s
A tradeline is any credit account that appears on a credit report. In personal finance, this could be a credit card account, an auto loan, or a student loan. In the business world, business tradelines encompass vendor accounts, business credit cards, installment loans, and revolving accounts associated with your company.
So, how long does it take for tradelines to appear
Chime is a financial technology company that offers personal banking services through a user-friendly mobile platform. While it offers banking features similar to traditional banks, it is not a bank. Instead, it partners with FDIC-insured institutions: The Bancorp Bank and Stride Bank. This partnership ensures account holders receive the same level of deposit insurance as they would with a traditional
A business bank account is a financial account used to manage a company’s funds. Unlike a personal checking account, a business account separates personal and professional finances, essential for accurate recordkeeping, tax reporting, and liability protection.
ChexSystems is a consumer reporting agency governed by the Fair Credit Reporting Act. It collects data on closed bank accounts, unpaid overdraft fees,
Choosing the best payment processing options for your small business is challenging. Square and PayPal are two of the most common options, but deciding between the two depends on your specific needs.
Square offers a more robust set of features and more equipment options, and it’s better suited to scale with your business. However, if you want to process international
Even the best sales team in the world is only as effective as the leads they get. Your marketing department is responsible for bringing in new potential customers, nurturing those leads, and handing only the most qualified leads to sales.
Managing that process can be complicated, especially when you’re working with an extensive list of leads. Fortunately, lead management software
Effective project management requires keeping all team members engaged and on pace to complete their tasks. One team member falling behind can cause significant delays for other deliverables that depend on that task completion.
Whether you’re a small business owner or project manager, you must maintain communication and collaboration between team members and stakeholders. Project management software solutions provide the
As a small business owner, you want to ensure you’re set up to handle customer payments. For many retail, restaurant, eCommerce, or other merchant businesses, that means the ability to accept credit card payments.
Plastic is beginning to rival cash, with 87% of Americans owning a debit card and consumers using a credit card for 28% of transactions. Online sales
Square is an excellent option for most small business merchant needs. It provides affordable payment processing with flexible plans and no monthly fee.
While the service can cover most general retail, restaurant, or other merchant requirements, it lacks some features and tools. Square might meet your needs initially, but expanding businesses might need to upgrade to a full-service merchant account
